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Colorado – at a glance



                                           Colorado Loan Composition



                                                                                 Commercial RE


                                                3%                               1-4 Family Residential

                                             8%                                  Commercial & Industrial
                                  5%                                             RE Construction &
                                       5%
                                                                                 Devevelopment
                                      6%                      51%                Farm Land


                                                                                 Multifamily Residential
                                        15%
                                             2% 5%                               Farm Operating


                                                                                 Other


                                                                                 Individuals




                                    Colorado banks’ net operating income


                                                       CO based banks

                                                        Data as of 9/30/2017
                          $600,000                     More Good News
                          $500,000                                                           2010

                                                                                             2011
                          $400,000                                                           2012

                          $300,000
                                                                                             2013
                          $200,000                                                           2014

                          $100,000
                                                                                             2015
                               $0                               1                            2016

                          -$100,000
                                                                                             2017
                          -$200,000
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