Page 9 - 2024 HCTec Benefits Guide
P. 9

Dental Plan






        It’s important to have regular preventative dental care, including exams and cleanings so problems are detected before
        they become painful — and expensive. Keeping your teeth and gums clean and healthy will help prevent most tooth
        decay and is an important part of maintaining your overall health. We offer a dental plan through BlueCross BlueShield
        of Tennessee.  Please see complete summary for exclusions and limitations.

                                  Plan Provisions                   BCBST Dental PPO*
                                  Annual Deductible                      $50/$150
                                  (Individual/Family)
                                  Calendar Year Maximum             $2,000 per individual

                                  Orthodontia Lifetime
                                  Maximum                           $2,000 per individual

                                  Diagnostic and Preventive
                                  Services (e.g., X-rays, cleanings,   Covered at 100%
                                  exams)
                                  Plan Provisions              Amount you pay after deductible*

                                  Basic and Restorative
                                                                           80%
                                  Services (e.g., fillings)
                                  Major Services
                                                                           50%
                                  (e.g., dentures, crowns, bridges)
                                  Orthodontia                    50% for children up to age 19
                                 *In order to avoid balance billing, be sure to utilize In-Network providers.



         Find a Provider
         Search for in-network providers at bcbst.com/findadoctor.  You will have lower
         cost if you stay in-network.
         .
             •   Select: Dental

             •   Or call: 1-800-565-9140 8am to 6pm EST Monday through Friday

















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