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supposed to modulate. And once that line is crossed, there’s
               no going back.

               Her doctor presented the standard options: increase the
               dose, add another immunosuppressant, or switch to a
               different biologic—one the immune system hadn’t yet
               targeted. But none of these were solutions. They were
               contingency plans. Workarounds. Attempts to buy time in a
               system that still lacks a strategy for what to do when a
               therapy stops being seen as medicine and starts being
               treated as an invader.


               What followed was a familiar cycle: another biologic, a few
               months of partial response, more monitoring, more side
               effects, and then another slow decline. At each step, hope
               narrowed—not because the disease was unbeatable, but
               because the therapies weren’t built for long-term immune
               cooperation. No one had designed them to stay accepted.
               They were designed to work—and that’s not the same
               thing.

               This experience, recorded in a public case review by the
               New York State Department of Financial Services, is not an
               outlier. It’s a quiet echo of what happens every day in
               clinics around the world. It’s not on the TV commercials.
               It’s rarely mentioned in informed consent documents. But
               for thousands of patients each year, this is the turning
               point: the moment when a high-tech, high-cost therapy
               quietly stops working, and the system shrugs.

               Because in a market that’s optimized for short-term
               efficacy, long-term immune rejection has become an
               accepted risk—unspoken, unmanaged, and deeply
               human.





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