Page 8 - Tetra Renewal 2020
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The Tetra Corporation

                                      Ancillary Analysis:  July 1, 2020




                                           Benefits                          Current Principal  Alternative:  UNUM

                   Group Term Life/AD&D
                   Class 1- Executives: $200,000 GI Benefit
                   Class 2-all other eligible employees: $100,000 GI Benefit   .216/.028         .230/.030
                    11 Lives
                   Monthly Premium                                              $341.60           $364.00

                   STD
                   All Eligible Employees:  8/8/12, 60% of weekly earnings
                   to a maximum of $1,500 per week.                              0.35               0.31
                   11 Lives
                   Monthly Premium                                              $255.44           $226.30


                   Long Term Disability
                   All Eligible Employees: 90 day Elimination Period,
                   60% of Monthly earnings to a maximum of $10,000 month         0.43               0.33
                   11 Lives
                   Monthly Premium:                                             $267.86           $205.56

                    Estimated Total Monthly Premium:                           $864.90           $795.86





                   Principal rates effective 2/1/2020-1/31/2021.
                   UNUM rates effective 7/1/2020-6/30/2022.
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