Page 6 - LBC 2020 Renewal Proposal

LANSING BREWING COMPANY

October 1, 2020 Dental and Vision Renewal
PREPARED BY: GREGORY D. BROGAN

Current Renewal
# of
employees Delta Dental Direct Delta Dental Direct

SINGLE 5 $36.90 $36.90
DOUBLE 1 $70.99 $70.99
FAMILY 1 $152.05 $152.05

Est. Monthly Premium 7 $407.54 $407.54
Est. Annual Premium $4,890.48 $4,890.48
NO INCREASE
Benefits

Deductible None None

Preventive Services 100% 100%

Basic Services 50% 50%

Major Services 50% 50%

Annual Maximum $1,000 $1,000

2018 increased preventive services to 100% and rates increased 56.4%. Also moved from Delta/PHP to Delta direct,
since group went from small to large group. 2017 & 2016 rates decreased 2%
Renewal
# of
employees Eye Med Vision Eye Med Vision

SINGLE $7.53 $7.53
DOUBLE $14.30 $14.30
FAMILY $21.00 $21.00

Est. Monthly Premium 0
Est. Annual Premium

Benefits
Rates renew Oct 2022
Eye Exam $10 $10

Lenses/Frames/Contacts $25 $25

Allowance $175 $175

Frequency 12/12/12 12/12/12
Oct 2018 moved to Eye Med and saved 10.1%. Implemented Nov 2015 with a 2 year rate guarantee with VSP.
Prepared June 2020