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Lesson  14


                     Preparation



                                                        Investments



                                                                  With the recent economic crisis, I’ve
                                                        learned  to  be  wiser  in  spending  my  money
                                                        and having an investment. I thought of putting
                                                        my  money  into  real  estate.  I  buy  lands  and
                                                        houses at a low price and sell them once their

                                                        values have increased. I’ve also ventured into
               loan. I started lending money to people in exchange for interest. Thinking of
               ways how to make your money grow is really essential. It is true that money
               can’t buy everything. But it is also a fact that you cannot live without it.


                     Grammar


               We use the present-perfect tense to talk about an action which done in the
               past and continuous up to now.
                      How to form a present perfect tense?
                      Has/have + past participle of the main verb
                              ► I have worked as an accountant for eight years now




                     Questions


                1. Do you have any investments?                                         Keywords
                2. Why is it important to invest?                                  price / value / interest /
                3. Who taught or influence you to invest?                                spending
                4. What is the best form of investment?
                5. Do you think you could only have an investment once you’re older?



                     Sample Answers                                            Vocabulary & Expressions

                                                                            Putting up - to engage; to involve
               1. Yes. I have savings in the bank.                          Ventured - to get involve in a situation
                                                                            where the final outcome is uncertain
               2. It is important because it makes your money               Lending - to give money on condition
                                                                            that it is returned with interest
                   grow.
               3. My mom taught me where to invest my money.
                   She is very practical.
               4. I think the best form of investing is simply by saving money in the bank.
                   You profit from the interest given.
               5. Not really. Everybody can have an investment regardless their age as long
                   as they have the capital to start with.





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