Page 54 - Mumme Booklet
P. 54

DRAFT

                                                                                    DOUG AND MARIE MUMME


               EFFECT ON DETAILED RETIREMENT CASH FLOW DUE

               TO MARIE'S LONG-TERM CARE

               . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

                                          WITHOUT LONG-TERM CARE EXPENSES

                     $1,800,000
                     $1,600,000
                     $1,400,000
                     $1,200,000
                     $1,000,000
                       $800,000
                       $600,000
                       $400,000
                       $200,000
                           $0
                                *65/67*  66/68  67/69  68/70  69/71  70/72  71/73  72/74  73/75  74/76  75/77  76/78  77/79  78/80  79/81  80/82  81/83  82/84  83/85  84/86  85/87  86/88  87/89  88/90  --/91  --/92  --/93  --/94




                        Social Security              Qualified Retire Liquidation  Before-Tax Income Need
                        Non-Qual & Educ Liquidation  Roth Liquidation             After-Tax Income Need


                   WITH LONG-TERM CARE EXPENSES STARTING AT $7,000 PER MONTH (IN TODAY'S
                                              DOLLARS), BEGINNING AT AGE 82

                     $1,800,000
                     $1,600,000
                     $1,400,000
                     $1,200,000
                     $1,000,000
                       $800,000
                       $600,000
                       $400,000
                       $200,000
                           $0
                                *65/67*  66/68  67/69  68/70  69/71  70/72  71/73  72/74  73/75  74/76  75/77  76/78  77/79  78/80  79/81  80/82#  81/83  82/84  83/85  84/86  85/87  86/--  87/--  88/--




                        Social Security              Qualified Retire Liquidation  Before-Tax Income Need
                        Non-Qual & Educ Liquidation  Roth Liquidation             After-Tax Income Need


               Values above the before-tax need line represent a surplus. Return rates used for the growth of investments
               are hypothetical assumptions you believe are reasonable for this plan and are not guarantees or projections.








               . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
                      This plan is not complete without the Assumptions and Disclosures pages appearing at the end.
                3170326-1-4                               January 29, 2021                            Page 54 of 108
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