Page 97 - Mumme Booklet

DRAFT

Asset
Class* LC MC SC DEV EMR RE COM FI OTH CSH
MC 0.91 1.00
SC 0.90 0.94 1.00
DEV 0.78 0.72 0.71 1.00
EMR 0.80 0.73 0.73 0.73 1.00
RE 0.62 0.57 0.57 0.42 0.43 1.00
COM 0.35 0.32 0.31 0.27 0.28 0.21 1.00
FI 0.17 0.16 0.14 -0.04 -0.07 0.22 0.24 1.00
OTH 1.00 0.91 0.90 0.78 0.80 0.62 0.35 0.17 1.00
CSH 0.22 0.20 0.18 0.27 0.26 0.06 0.30 0.56 0.22 1.00

* LC = US Equity - Large Cap, MC = US Equity - Mid Cap, SC = US Equity - Small Cap, DEV
= International Developed Markets, EMR = International Emerging Markets, RE = Real
Estate Securities, COM = Commodities, FI = Fixed Income, OTH = Other, CSH = Cash

Asset classification information contained in this plan is supplied by Morningstar, Inc. ©2019. All Rights
Reserved. Information on asset classification (1) is proprietary to Morningstar and/or its content providers; (2)
may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither
Morningstar nor its content providers are responsible for any damages or losses arising from any use of this
information.

Other Assumptions and Disclaimers: Your portfolio may not be adequately diversified which could affect
the validity of the simulation process described above when applied to your actual circumstances. The
Probability Analysis assumes that your holdings are well diversified and representative of the asset class in
which they are categorized. The simulation does not distinguish between different holdings within an asset
class, but assumes that any holdings within an asset class are representative of the asset class as a whole.
The inflation rate simulated considers consumer prices in the US economy generally. To the extent that your
future consumption differs from the basket of goods and services used in this general inflation simulation,
your actual experience with inflation may vary.

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This plan is not complete without the Assumptions and Disclosures pages appearing at the end.
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