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perience and good personal credit. Be prepared
            to share your personal tax returns, a personal              Have you checked out
            financial statement and a business plan.                PERC's Resource Catalog?

                   The bottom line: Remember that you
            are the customer and always have the power of       For training, marketing, safety and other resources
            choice and negotiation.■                            to use for your business please visit the Resource
                                                                Catalog on propane.com at propane.com/re-
            About the Author: Paula Summers is senior vice      source-catalog/
            president of sales and strategic partnerships at VFG
            Leasing and Finance (VFG). She is a graduate of the
            Georgia Institute of Technology, a National Propane
            Gas Association (NPGA) member, a Southeast Propane
            Alliance member, Certified Lease Finance Professional
            and the incoming 2023 chair of the NPGA Women
            in Propane Council. Contact her at 843-200-9470 or
            paula@vfgusa.com. VFG is a wholly owned subsidiary
            of Civista Bank, a $3.5 billion bank based in Sandusky,
            Ohio. VFG was started in 1991 and has been proudly
            providing capital equipment financing solutions to the
            propane industry since 1999.

            Source: Reprinted with permission from Paula
            Summers. This article was originally featured in BPN
            News on March 24, 2023. To read the original BPN
            News article, click here.

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