Page 97 - QCS.19 SPD - HSA
P. 97

All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies


 What You Will Pay
 Common                                            Limitations, Exceptions, & Other
 Services You May Need  Network Provider  Out-of-Network Provider
 Medical Event                                           Important Information
 (You will pay the least)  (You will pay the most)


 Primary care visit to treat an  $30 copay/0% coinsurance  50% coinsurance
 injury or illness                            None

 If you visit a health  Specialist visit  $60 copay/0% coinsurance  50% coinsurance

 care provider's office  Preventive care/screening/  No Charge  50% coinsurance  You may have to pay for services that
 or clinic  immunization                      aren't preventive. Ask your provider if the

                                              services you need are preventive. Then

                                              check what your plan will pay for.

 Diagnostic test (x-ray, blood  Physician: 0% coinsurance  Physician: 50%  Sleep studies require a Prior Authorization
 If you have a test
 work)     coinsurance                        or benefits could be reduced by 50% of the

 Facility: 0% coinsurance  Facility: 50% coinsurance  total cost of the service.

 Imaging (CT/PET scans, MRIs)  Physician: 0% coinsurance  Physician: 50% coinsurance  Prior Authorization is required. If you don't

                                              get Prior Authorization, benefits could be

 Facility: 0% coinsurance  Facility: 50% coinsurance  reduced by 50% of the total cost of the
                                              service.

                                              Covers up to a 30-day supply (retail
 $10 retail copay or $25 mail- Out-of-Network pharmacies
 Tier 1 drugs                                 subscription);
 order copay per prescription  are not covered.
 If you need drugs to                         31-90 day supply (mail prescription)
 treat your illness or                        If a dispensed drug has a chemically
 $35 retail copay or $88 mail- Out-of-Network pharmacies
 condition  Tier 2 drugs                      equivalent drug at a lower tier, the cost
 order copay per prescription  are not covered.
                                              difference between drugs in addition to any

 More information about  $60 retail copay or $150  Out-of-Network pharmacies  applicable copay and/or coinsurance may

 prescription drug  Tier 3 drugs  mail-order copay per  are not covered.  be applied.
 coverage is available at  prescription

 www.myallsavers.com  $100 retail copay or $250
           Out-of-Network pharmacies          Out-of-Network pharmacies are not
 Tier 4 drugs  mail-order copay per
           are not covered.                   covered.
 prescription








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