Page 101 - QCS.19 SPD - HSA
P. 101

What You Will Pay
 Common                                            Limitations, Exceptions, & Other
 Services You May Need  Network Provider  Out-of-Network Provider
 Medical Event                                           Important Information
 (You will pay the least)  (You will pay the most)

 Office visits  $30 copay/0% coinsurance  50% coinsurance  Cost sharing does not apply to certain

                                              preventive services. Depending on the type
                                              of services, coinsurance may apply.
 If you are pregnant  Childbirth/delivery professional  0% coinsurance  50% coinsurance  Maternity care may include tests and

 services                                     services described elsewhere in the SBC
                                              (i.e. ultrasound).

 Childbirth/delivery facility  0% coinsurance  50% coinsurance  Prior Authorization is required for inpatient

 services                                     services. If you don't get Prior
                                              Authorization, benefits could be reduced by

                                              50% of the total cost of the service.
 Home health care  0% coinsurance  50% coinsurance  30 visits/year. Prior Authorization is

                                              required. If you don't get Prior
                                              Authorization, benefits could be reduced by

                                              50% of the total cost of the service.

 If you need help  Rehabilitation services  0% coinsurance  50% coinsurance
 recovering or have  Habilitation services  0% coinsurance  50% coinsurance  30 visits/year. Includes physical therapy,

 other special health                         speech therapy, and occupational therapy.
 needs

 Skilled nursing care  0% coinsurance  50% coinsurance  60 visits/year. Prior Authorization is

                                              required. If you don't get Prior
                                              Authorization, benefits could be reduced by

                                              50% of the total cost of the service.
 Durable medical equipment  0% coinsurance  50% coinsurance  Prior Authorization is required if greater

                                              than $1000. If you don't get Prior

                                              Authorization, benefits could be reduced by
                                              50% of the total cost of the service.


















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