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Diabetes Services

            Diabetes Self-Management and Training/Diabetic Eye Exams/Foot Care
            Outpatient self-management training for the treatment of diabetes, education and medical nutrition therapy
            services. Services must be ordered by a Physician and provided by appropriately licensed or registered
            healthcare professionals.
            Benefits also include medical eye exams (dilated retinal exams) and preventive foot care for diabetes.

            Diabetic Self-Management Items

            Insulin pumps and supplies for the management and treatment of diabetes, based upon your medical needs
            including, but not limited to the following:

               ·   Continuous blood glucose monitors;
               ·   Insulin syringes with needles;

               ·   Blood glucose and urine test strips;
               ·   Ketone test strips and tablets; or

               ·   Lancets and lancet devices.
            Insulin pumps are subject to all the conditions of coverage stated under Durable Medical Equipment (DME),
            Orthotics and Supplies and Ostomy supplies.

            Durable Medical Equipment (DME), Orthotics and Supplies and Ostomy
            Supplies

            Benefits are provided for DME and certain orthotics and supplies.
            If more than one item can meet your functional needs, Benefits are available only for the item that meets the
            minimum specifications for your needs. If you purchase an item that exceeds these minimum specifications, we
            will pay only that amount we would have paid for the item that meets the minimum specifications, and you will be
            responsible for paying any difference in cost.
            Examples of DME and supplies include:

               ·   Equipment to help mobility, such as a walker, cane, or standard wheelchair;

               ·   A standard hospital-type bed;
               ·   Oxygen and the rental of equipment to administer oxygen (including tubing, connectors and masks);
               ·   External cochlear devices and systems. Surgery to place a cochlear implant is also covered by the Plan.
                   Cochlear implantation can either be an inpatient or outpatient procedure.
               ·   Braces that stabilize an injured body part, including necessary adjustments to shoes to accommodate
                   braces. Braces that stabilize an injured body part and braces to treat curvature of the spine are
                   considered Durable Medical Equipment and are a Covered Health Service. Braces that straighten or
                   change the shape of a body part are orthotic devices, and are excluded from coverage, unless prescribed
                   by a Physician. Dental braces are also excluded from coverage;

               ·   Mechanical equipment needed for the treatment of long term or sudden respiratory failure (except that
                   air–conditioners, humidifiers, dehumidifiers, air purifiers and filters, and personal comfort items are
                   excluded from coverage);

               ·   Burn garments; and
               ·   Insulin pumps and all related needed supplies as described under Diabetes Services.

             Benefits include lymphedema stockings for the arms as required by the Women's Health and Cancer Rights Act
             of 1998.
             Benefits do not include any device, appliance, pump machine, stimulator, or monitor that is fully implanted into
             the body.


            Page 24                                                               Section 5- Additional Coverage Details
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