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Mental Health Care and Substance Related and Addictive Disorder Services

            Mental Health Care and Substance-Related and Addictive Disorders Services include those received on an
            inpatient or outpatient basis in a Hospital, an Alternate Facility or in a provider's office. All services must be
            provided by or under the direction of a properly qualified behavioral health provider. All services must be provided
            by or under the direction of a properly qualified behavioral health provider.

            Benefits include the following levels of care:
               ·   Inpatient treatment.

               ·   Residential Treatment Facility.
               ·   Partial Hospitalization/Day Treatment.

               ·   Intensive Outpatient Treatment.
            Benefits will be provided for the following Covered Health Care Services to treat a Mental Health Condition:

               ·   Diagnostic evaluations, assessment and treatment planning.
               ·   Treatment and/or procedures.

               ·   Medication management and other associated treatments.
               ·   Individual, family, and group therapy and provider-based case management services.

               ·   Crisis intervention.
               ·   Mental Health Care Services for Autism Spectrum Disorder (including Intensive Behavioral Therapies
                   such as Applied Behavioral Analysis (ABA) that are the following:
                   ·   Focused on the treatment of core deficits of Autism Spectrum Disorder.

                   ·   Provided by a Board Certified Behavior Analyst (BCBA) or other qualified provider under the
                       appropriate supervision.
                   ·   Focused on treating maladaptive/stereotypic behaviors that are posing danger to self, others and
                       property, and impairment in daily functioning.
            This section describes only the behavioral component of treatment for Autism Spectrum Disorder. Medical
            treatment of Autism Spectrum Disorder is a Covered Health Service for which Benefits are available under the
            applicable medical Covered Health Care Services categories in this Summary Plan Description.
            The Mental Health/Substance Use Disorder Designee provides administrative services for all levels of care.

            We encourage you to contact the Mental Health/Substance Use Disorder Designee for referrals to providers and
            coordination of care.
            Pharmaceutical Products

            Pharmaceutical Products for Covered Health Care Services administered on an outpatient basis in a Hospital,
            Alternate Facility, Physician's office, or in your home.
            Benefits are provided for Pharmaceutical Products which, due to their traits (as determined by us), are
            administered or directly supervised by a qualified provider or licensed/certified health professional. Depending on
            where the Pharmaceutical Product is administered, Benefits will be provided for administration of the
            Pharmaceutical Product under the corresponding Benefit category in the Summary Plan Description. Benefits for
            medication normally available by a prescription order or refill are provided as described under your Outpatient
            Prescription Drug Benefit.

            Physician Fees for Surgical Services

            Covered Health Care Services include Physician fees for surgical procedures received on an outpatient or
            inpatient basis in a Physician’s Office, Hospital, Skilled Nursing Facility, Inpatient Rehabilitation Facility or
            Alternate Facility.






            Page 29                                                               Section 5- Additional Coverage Details
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