Page 96 - QCS.19 SPD - PPO
P. 96

All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies


                                                                                                                         What You Will Pay
                                      Common                                                                                                                                 Limitations, Exceptions, & Other
                                                                Services You May Need                   Network Provider               Out-of-Network Provider
                                   Medical Event                                                                                                                                    Important Information
                                                                                                     (You will pay the least)          (You will pay the most)


                                                            Primary care visit to treat an        $30 copay/visit deductible
                                                            injury or illness                     does not apply                     50% coinsurance
                                                                                                                                                                        None
                                                            Specialist visit                      $60 copay/visit deductible
                             If you visit a health                                                                                   50% coinsurance
                                                                                                  does not apply
                             care provider's office
                             or clinic                      Preventive care/screening/            No Charge                          50% coinsurance                    You may have to pay for services that
                                                            immunization                                                                                                aren't preventive. Ask your provider if the

                                                                                                                                                                        services you need are preventive. Then
                                                                                                                                                                        check what your plan will pay for.

                                                            Diagnostic test (x-ray, blood         Physician: No Charge               Physician: 50% coinsurance         Sleep studies require a Prior Authorization
                             If you have a test
                                                            work)                                                                                                       or benefits could be reduced by 50% of the

                                                                                                  Facility: No Charge                Facility: 50% coinsurance          total cost of the service.

                                                            Imaging (CT/PET scans, MRIs)          Physician: 0% coinsurance          Physician: 50% coinsurance         Prior Authorization is required. If you don't
                                                                                                                                                                        get Prior Authorization, benefits could be

                                                                                                  Facility: 0% coinsurance           Facility: 50% coinsurance          reduced by 50% of the total cost of the
                                                                                                                                                                        service.

                                                                                                                                                                        Covers up to a 30-day supply (retail
                                                                                                  $15 retail copay or $38 mail- Out-of-Network pharmacies
                                                            Tier 1 drugs                                                                                                subscription); 31-90 day supply (mail
                                                                                                  order copay per prescription       are not covered.
                             If you need drugs to                                                                                                                       prescription).

                             treat your illness or                                                $35 retail copay or $88 mail- Out-of-Network pharmacies               If a dispensed drug has a chemically
                             condition                      Tier 2 drugs                                                                                                equivalent drug at a lower tier, the cost
                                                                                                  order copay per prescription       are not covered.
                                                                                                                                                                        difference between drugs in addition to
                             More information about                                               $75 retail copay or $188           Out-of-Network pharmacies          any applicable copay and/or coinsurance

                             prescription drug              Tier 3 drugs                          mail-order copay per                                                  may be applied.
                                                                                                                                     are not covered.
                             coverage is available at                                             prescription
                             www.myallsavers.com                                                  $250 retail copay or $625          Out-of-Network pharmacies          Out-of-Network pharmacies are not
                                                            Tier 4 drugs                          mail-order copay per               are not covered.                   covered.

                                                                                                  prescription









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