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On the other hand, we can differentiate between the cases. In the            mining the percentage of damage without a doctor’s opinion. If this
               case presented to the Maharam, the husband was acting deceitfully,              is the case, then the physician is obligated to reveal his rights to him.
               so he had good reason to think that his wife would do the same. In              On the other hand, it is possible that he himself could have consulted
               the case of the apostate, he naively and foolishly thought it would be          with another physician to assess the damages he sustained. Since he
               wrong, as a Christian, to give her a bill of divorce. Thus he had no            did not do so, perhaps he waived his rights and therefore we would
               reason to think his wife would deceive him. According to this rea-              have to remain silent.
               soning we might say that he gave the divorce erroneously and it is not             I asked my father-in-law, Rav Y. S. Elyashiv zt”l, this question. His
               halachically valid.                                                             opinion was that the insurance company is obligated to the damaged
                  I asked my revered father-in-law, Rav Y. S. Elyashiv zt”l this ques-         person as well as the damager. In exchange for payments it receives
               tion. He said the Maharam Alsheich’s view is a novel one. Since there           from the damager, the insurance company obligates itself to both of
               is a real possibility that the bill of divorce is erroneous, how can one        them. Since the disabled man is halachically considered the litigant,
               allow this married woman to remarry? Perhaps in those days it was               the insurance company becomes obligated to pay what is due him
               more common to make a moda’ah in front of a beis din, stating that a            for his disability. If his disability is halachically worth more, then the
               person is being coerced and does not really mean what he or she says,           insurance company is guilty of theft. Therefore, my father-in-law
               and the husband should have thus made a condition that the kesubah              ruled that the physician is obligated to reveal the information, just
               be torn up, to insure himself against deception. Since the husband did          like someone who knows testimony for the benefit of his fellow is
               not do that, one can conclude that he did not care about forgoing the           obligated to testify, as explained in the  Shulchan Aruch (Choshen
               kesubah. The Responsa Eitz Yitzchak (Even Haezer #36) disagrees with            Mishpat #28:1).
               Maharam Alsheich and treats the possibility of an erroneous bill of                If the physician will definitely lose his livelihood as a result, he may
               divorce very stringently. Therefore, in our case, my father-in-law zt”l         be exempt from revealing the extent of the disability. As it states in
               strongly opposed this possibility of falsifying medical information.            Shulchan Aruch (Choshen Mishpat #264:1): “His lost object takes pre-
                                                                                               cedence over that of his friend and even of his father.” The Shulchan
                   1    Conclusion                                                             Aruch concludes, however, that “Even so, a person has to act above
                                                                                               and beyond the law and not be a a stickler for detail and say ‘mine is
               A falsified statement by a physician is of no benefit, because it will be       first’ if it does not involve an obvious loss.” And the same applies in
               an erroneous get.                                                               our case.

                                                                                                   1     SuMMaRy and Conclusions
                                                                                                  1.  The physician is obligated to tell the injured party that he is
                                                                                                    entitled to more than he is asking.
                                                                                                  2.  If the physician may lose his job as a result, he is exempt from
                                                                                                    disclosing this.
                                                                                                  3.  Even if he would certainly lose his job the physician should try,
                                                                                                    if he can, to get the information to the injured party clandes-
                                                                                                    tinely.




        288              1  Medical-HalacHic Responsa of Rav ZilbeRstein                       Informing someone that he is entitled to compensation  2        309                                                                                #                                                                                    20818
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