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WHAT IS YOUR INCOME?


               Your servicer and housing counselor or attorney will need to know all of your current household income.
                Before you speak with them, complete the following worksheet.  Although this worksheet asks for net
                income amounts (take-home pay) for budgeting purposes, be sure to have gross income amounts
                available for the servicer, counselor, or attorney as well.
               It is important that these amounts be accurate and exact.

             MONTHLY HOUSEHOLD INCOME:

               Sources of Income         Exp. Date
               Use Net Income            (if                                            TOTAL
               (Take Home Amount)        applicable)   Homeowner A     Homeowner B      A & B
               Primary Job                           $                 $                $

               Second Job
               Social Security/ SSI/SSDI
               Child or Spousal Support
               Unemployment
               Compensation
               Workers Disability
               Compensation
               Veterans Benefits

               Retirement Benefits

               Monies from Boarders or
               Roommates
               Childcare assistance
               Housing assistance

               Rental income from other
               homes owned
               Other
               Other

                                                     $                 $
               Total for Homeowner
               Total Household Income                                                   $
               (A + B)

             Include income for all those living in the home.  If the amount changes from month to month, look at your
             year-to-date amount and determine an average.

             NOTE:  Make sure you let your servicer know if you expect a change in income in the near future.






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