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WHAT TO SUBMIT AND BRING TO MEDIATION


                   Documents Required:
                       •  Making Home Affordable Request for Mortgage Assistance (RMA)
                       •  Hardship Letter
                       •  4506-T Request for Tax Returns
                       •  Documentation of all current and future income, which may include:
                              o  Recent paystubs
                              o  Profit/Loss Statement for Self-Employed Borrowers
                              o  Public Benefit Award Letter
                              o  Unemployment Award Letter
                              o  Bank Statements (all pages, even if blank)
                       •  Debts and Obligations
                              o  List of household expenses (budget)
                              o  Statements for all debt obligations
                       •  Tax Returns for the past two years

                   Documents Not Required, but Recommended to Submit Prior to Mediation
                   and Have Available during Mediation:
                       •  Most recent and consecutive two months bank statements
                       •  Utility bill to show proof of occupancy

                   Additional Items to Have Available during Mediation:

                       •  Additional information documenting your hardship/Hardship Letter
                       •  Calculator
                       •  Net Present Value Test (NPV Test):
                              o  See housing counselor or attorney for details.
                       •  Copy of the Foreclosure Fairness Act (RCW 61.24.163): available at
                          www.commerce.wa.gov/foreclosures



















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