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FORECLOSURE TIMELINE


                                                         NOTICE OF
                                                PRE-FORECLOSURE OPTIONS
                                                   (FROM BENEFICIARY)





                                               IF HOMEOWNER RESPONDS TO
                          NO                   BENEFICIARY WITHIN 30 DAYS,                 RESOLUTION
                    RESOLUTION                      HOMEOWNER HAS AN
                                               ADDITIONAL 60 DAYS TO MEET
                                              WITH THE BENEFICIARY BEFORE
                                               A NOTICE OF DEFAULT MAY BE
                                                           ISSUED



                                                                                             NOTICE OF
                   NOTICE OF DEFAULT                                                       TRUSTEE’S SALE
                    (FROM TRUSTEE)
                                                                                             IN 30 DAYS
                                                  Referral to mediation must be
                                                between Notice of Default date &
                                                 20 days after Notice of Trustee’s
                                                        Sale is recorded
                                                                                              TRUSTEE’S
                                                                                             SALE IN 120
                                   MEDIATION                                                    DAYS






                                                                                              UNLAWFUL
                   RESOLUTION                          NO
                                                  RESOLUTION                                  DETAINER
                                                                                              ACTION IN
                                                                                               20 DAYS
                                                                                             (EVICTION)

                                                                    LEGAL
                                    TRUSTEE’S                   CHALLENGE TO
                                       SALE                          SALE












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