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STANDARD BANK,
                                                   KWAZULU-NATAL





                                          for and across Africa, delivering exceptional client
                                          experiences and superior value.
                                          MISSION
                                          Our purpose is to drive Africa’s growth, we are a catalyst
                                          for inclusive and sustainable economic growth in the
                                          countries we operate, and we make life better for our
                                          fellow Africans by doing business the right way
                                          KEY PERSONNEL
                  Provincial H.O.B. Banking:   Provincial Head of Business Banking: Rishaad Webster
                    Rishaad Webster       Provincial Head of Commercial Banking: Carl Henriksen
                                          Provincial Head of Personal and Private Banking:
       Full Name of Company: Standard Bank, KwaZulu-Natal  Imraan Noorbhai
       Holding Company: Standard Bank Group Limited  Provincial Head of Vehicle & Asset Finance:
       Nature of Business: Banking and financial services to   Glen Govinder
       individuals, businesses, institutions, and corporations  Provincial Head of Private Banking: Jean Hattingh
       Services / Products: Banking and finance solutions, Advisory  CONTACT DETAILS
       and trading services, and online business banking  Physical Address: 1 Kingsmead Way, Kingsmead,
       Date Established: 1862             Durban, 4001
                                          Tel: +27 (0)31 374 1000
       VISION                             E-mail: information@standardbank.co.za
       To be the leading financial services organisation in,   Website: www.standardbank.co.za

       UNLOCKING POSSIBILITIES FOR        Partnering for Every Stage of Growth
       BUSINESSES THAT DRIVE KZN’S ECONOMY   Building tomorrow’s businesses requires more
                                          than access to finance. It demands ecosystems of
       KwaZulu-Natal (KZN) is more than a cornerstone  support, trusted networks, and tools that empower
       of South Africa’s economy – it is a launchpad for  entrepreneurs to compete  and thrive. Our Business
       the future of enterprise. As the second-largest  and Commercial Banking division is guided by three
       contributor to South Africa’s GDP, accounting for  strategic themes:  transforming client experience,
       approximately  R488  billion  and  16.3%  of  national   executing with excellence, and driving sustainable
       output, KZN boasts a diversified economy led by   growth and value.
       manufacturing, agriculture, and logistics. With
       strategic trade routes, two major ports (Durban  Our solutions are designed to support businesses at
       and Richards Bay), and the Dube TradePort SEZ,  every stage:
       the province handles nearly 60% of South Africa’s   Starting Out
       cargo tonnage, making it a vital gateway to global
       markets.                           Digital accounts, advisory services, and tools that help
                                          entrepreneurs build resilient foundations.
       KZN’s economic landscape is further enriched by
       high-growth  sectors  such as  food  and  beverage     ƒ MyMoBiz: A low-cost digital business account
       manufacturing, timber, sugar, and aluminium      tailored for sole proprietors and micro-enterprises.
       exports. The province is home to over 41 operational  ƒ SimplyBlu: An e-commerce platform enabling

       investors  in SEZs, creating thousands of jobs and     small businesses to set up online stores and
       stimulating industrial development.     accept digital payments.

       At Standard Bank, we see KZN as a hub of possibility  ƒ BizFlex Loans: Flexible funding for startups with
       – and we are committed to unlocking its possibilities.     variable repayment terms based on cash flow.
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