Page 5 - Commercial Renewals 2021-2022
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RISK MANAGEMENT
Risk Management is a strategic process used to reduce the potential for business
insurance losses. The reduction of losses can positively impact your organization in two
primary ways:
➢ Less frequent and less severe losses generally result in lower premium
charges.
➢ The safety measures implemented as part of a Risk Management Program
create a safer work environment for employees. Therefore, your firm will
benefit by greater worker productivity, less time away from the job due to
accidents, and a more stable work force.
MacLean Agency is able to assist our insureds in accessing professional loss
control services by introducing you to highly qualified loss control consulting firms.
These firms can provide:
➢ any analysis of your current loss control techniques and programs
➢ recommendations for implementing improved safety programs
➢ safety training for supervisors and line employees
➢ third party administration for self-insurance and risk retention programs
➢ claim adjustment and processing for self-insured risks
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This is a summary of proposed coverage’s and does not constitute actual coverage or binding of
coverage. Final rates, conditions & exclusions are at the carrier’s discretion and contained in the carrier’s
policy.
