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Don’t Make Me Say I Told You So                                     47




        1  Social Security Advisory Board. “The Unsustainable Cost of Health Care.”
        2009. http://ssab.gov/Documents/TheUnsustainableCostofHealthCare_
        graphics.pdf

        2  Fidelity Investments. “Retiree Health Costs Fall.” May 15, 2013. https://
        www.fidelity.com/viewpoints/retirees-medical-expenses

        3  Fidelity Investments. “Fidelity Investments Estimates $85,000 Needed to
        Cover Retiree Long- Term Care Insurance Costs.” Business Wire, June 26,
        2008.  http://www.businesswire.com/news/home/20080626005574/en/
        Fidelity-Investments-Estimates-85000-Needed-Cover-Retiree

        4  Prudential. “Long Term Care Cost Study.” 2010. http://www.prudential.
        com/media/managed/LTCCostStudy.pdf

        5   Gerald F. Riley and James  D. Lubitz. “Long-term  Trends in Medicare
        Payments in the Last Year of Life.” Health Services Research, April 2010.
        http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2838161/

        6   Sue  Stevens,  “The  Ins  and Outs  of  Long-Term Care  Insurance,”
        Morningstar.com, September  1, 2009. http://news.morningstar.com/
        articlenet/article.aspx?id=144395&_QSBPA=Y

        7  Gregory Salsbury. But What If I Live? The American Retirement Crisis: A
        Retirement Guide for Baby Boomers. Erlanger,  KY:  National Underwriter
        Company, 2006.

        8   Kaiser  Family  Foundation. “Health Care  Costs: A Primer.”  May  2012.
        http://kaiserfamilyfoundation.files.wordpress.com/2013/01/7670-03.pdf


        9   David Dranove  and Michael  L. Millenson. “Medical Bankruptcy: Myth
        Versus Fact.” Health Affairs, March 2006. http://content.healthaffairs.org/
        content/25/2/w74.full






                     Chapter 2: You’ll Need More Money Than You Think
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