Page 138 - 2021 ANNUAL REPORT draft
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                   Current                                                 -                    -
                   Non-Current                                             -                    -
               25.  Deposits from customers

                   In thousands of Gambian Dalasi                      Dec.-2021            Dec.-2020

                   Retail customers:
                   Term deposits                                         30,239              79,512
                   Current deposits                                     1,122,567            935,734
                   Savings                                              4,768,800           4,268,899

                   Corporate customers:
                   Term deposits                                         29,548               6,918
                   Current deposits                                     2,665,666           1,703,680
                                                                        8,616,820           6,994,743

                   Current                                              8,616,820           6,994,743
                   Non-Current                                              -                   -


               26.  Loan impairment charges
                  Loans and advances to customers
                                                                                  Dec-2021          Dec-2020
                  Loans to individuals:
                  Loans                                                            704,771           410,836

                  Overdrafts                                                        43,370            88,510
                  Others                                                                  -                 -

                  Gross loans                                                      748,141           499,346

                  Loans                                                             (7,743)           (6,475)

                  Overdrafts                                                               (4,720)       (6,258)
                  Others                                                                  -                 -

                  Impairment on Stage 1 Loans and Advances                         (12,463)          (12,733)

                  Loans                                                               (243)                 -

                  Overdrafts                                                              -                 -
                  Others                                                                  -                 -

                  Impairment on Stage 2 Loans and Advances                            (243)                 -



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               Guaranty Trust Bank (Gambia) Limited Financial Statements December 2021
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