Page 139 - 2021 ANNUAL REPORT draft
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Loans                                                             (1,585)           (6,464)

                  Overdrafts                                                              -              (89)

                  Others                                                                  -                 -
                  Impairment on Stage 3 Loans and Advances                          (1,585)           (6,553)

                  Loans                                                             (9,571)          (12,940)

                  Overdrafts                                                        (4,720)           (6,347)

                  Others                                                                  -                 -
                  Total impairment                                                 (14,291)          (19,286)

                  Loans                                                            695,200           397,896

                  Overdrafts                                                        38,650            82,163

                  Others                                                                  -                 -
                  Carrying amount                                                  733,849           480,060


                  Loans to Non-individuals:
                  Loans                                                              231,940       387,378

                  Overdrafts                                                           43,240      144,746
                  Others                                                                -             -

                  Gross loans                                                        275,180       532,124
                  Loans                                                              (35,645)       (5,923)

                  Overdrafts                                                          (176)         (4,005)
                  Others                                                                -             -

                  Impairment on Stage 1 Loans and Advances                           (35,645)       (9,928)
                  Loans                                                                 -             -

                  Overdrafts                                                          (5,085)       (554)

                  Others                                                                -             -

                  Impairment on Stage 2 Loans and Advances                            (5,085)       (554)
                  Loans                                                               (3,506)      (43,128)

                  Overdrafts                                                            -           (140)

                  Others                                                                -             -


                  Impairment on Stage 3 Loans and Advances                            (3,506)      (43,268)


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               Guaranty Trust Bank (Gambia) Limited Financial Statements December 2021
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