Page 91 - GTBANK GAMBIA ANNUAL REPORT 2021
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Total                                                              964,794                958,433

        Loans and advances to customers is analyzed below:

           In thousands of Gambian Dalasi                                Dec.-2021            Dec.-2020
           Loans to individuals
           Overdraft                                                       43,370              42,923
           Loans                                                          704,771              456,423
           Others                                                            -                    -
                                                                          748,141              499,346
           Loans to non-individuals
           Overdraft                                                       43,240              62,068
           Loans                                                          231,940              470,056
           Others                                                            -                    -
                                                                          275,180              532,124
          Total                                                          1,023,321            1,031,470







        Loans and advances to customers is analyzed below:

           In thousands of Gambian Dalasi                                      Dec.-2021             Dec.-2020

          Corporate lending                                                     259,545               519,729
          Small business lending                                                  15,635                  7,418
          Consumer lending                                                      748,141               504,323
                                                                               1,023,321             1,031,470
          Less: Allowance for ECL
           Overdraft                                                               12,706             11,046

           Loans                                                                   45,821             61,991
           Others                                                                  -                     -
                                                                                   58,527             73,037
          Total                                                                  964,794              958,433




     Annual Report 2021



          www.gtbankgambia.com                                     Guaranty Trust Bank Gambia Limited             91
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