Page 92 - GTBANK GAMBIA ANNUAL REPORT 2021

Loans and advances to customers is analysed below:
Dec-2021

Rest of
In thousands of Gambian Dalasi Gambia Africa Outside of Africa Total
Loans to individuals
Overdraft 43,370 - - 43,370
Loans 704,771 - - 704,771
Others - - - -
748,141 - - 748,141
Loans to non-individuals
Overdraft 43,240 - - 43,240
Loans 231,940 - - 231,940
Others - - - -
275,180 - - 275,180
Total 1,023,321 1,023,322

20. Debt instruments

In thousands of Gambian Dalasi
Dec.-2021 Dec.-2020
Debt instruments measured at FVOCI

Treasury bills 4,344,316 3,923,444
Fair value adjustment (21,453) 21,453

4,322,863 3,944,897

Debt instruments measured at amortized cost:
Government bond 127,189 153,638

CBG bond 1,352,347 551,085

1,479,536 704,723
Annual Report 2021
Total Debt instruments 5,802,399 4,649,620

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