Page 97 - GTBANK GAMBIA ANNUAL REPORT 2021
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In thousands of Gambian Dalasi                                   Dec.-2021               Dec.-2020

           Retail customers:
           Term deposits                                                     30,239                   79,512
           Current deposits                                                 1,122,567                935,734
           Savings                                                          4,768,800               4,268,899

           Corporate customers:
           Term deposits                                                     29,548                   6,918
           Current deposits                                                 2,665,666               1,703,680
                                                                            8,616,820               6,994,743

           Current                                                          8,616,820               6,994,743
           Non-Current                                                          -                       -


        26.  Loan impairment charges
          Loans and advances to customers
                                                                                     Dec-2021            Dec-2020
          Loans to individuals:
          Loans                                                                       704,771              410,836

          Overdrafts                                                                   43,370                88,510

          Others                                                                            -                     -
          Gross loans                                                                 748,141              499,346

          Loans                                                                        (7,743)              (6,475)

          Overdrafts                                                                        (4,720)         (6,258)

          Others                                                                            -                     -
          Impairment on Stage 1 Loans and Advances                                   (12,463)              (12,733)

          Loans                                                                         (243)                     -

          Overdrafts                                                                        -                     -

          Others                                                                            -                     -
          Impairment on Stage 2 Loans and Advances                                      (243)                     -

          Loans                                                                        (1,585)              (6,464)

          Overdrafts                                                                        -                  (89)

          Others                                                                            -                     -
          Impairment on Stage 3 Loans and Advances                                     (1,585)              (6,553)
     Annual Report 2021




          www.gtbankgambia.com                                     Guaranty Trust Bank Gambia Limited             97
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