Page 98 - GTBANK GAMBIA ANNUAL REPORT 2021
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Loans                                                                        (9,571)             (12,940)

          Overdrafts                                                                   (4,720)              (6,347)

          Others                                                                            -                     -
          Total impairment                                                           (14,291)              (19,286)

          Loans                                                                       695,200              397,896

          Overdrafts                                                                   38,650                82,163
          Others                                                                            -                     -

          Carrying amount                                                             733,849              480,060


          Loans to Non-individuals:
          Loans                                                                         231,940           387,378

          Overdrafts                                                                      43,240          144,746
          Others                                                                             -                -

          Gross loans                                                                   275,180           532,124
          Loans                                                                        (35,645)            (5,923)

          Overdrafts                                                                       (176)           (4,005)

          Others                                                                             -                -
          Impairment on Stage 1 Loans and Advances                                     (35,645)            (9,928)
          Loans                                                                              -                -

          Overdrafts                                                                    (5,085)             (554)


          Others                                                                             -               -

          Impairment on Stage 2 Loans and Advances                                        (5,085)          (554)
          Loans                                                                           (3,506)         (43,128)
          Overdrafts                                                                         -             (140)

          Others                                                                             -               -


          Impairment on Stage 3 Loans and Advances                                        (3,506)         (43,268)
          Loans                                                                           (44,236)        (49,051)

          Overdrafts                                                                         -             (4,700)

          Others1                                                                            -               -


     Annual Report 2021
          Total impairment                                                                (44,236))        (53,751)


          www.gtbankgambia.com                                     Guaranty Trust Bank Gambia Limited             98
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