Page 103 - GTBANK GAMBIA ANNUAL REPORT 2021

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Banks Banks Banks Banks Banks Banks Banks other
Banks
Currencies USD GBP EUR CHF SEK DKK CAD CFA USD EUR USD GBP
2021 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000 ‘000
Subsidiary
GTB Sierra
Leone LTD
GTB Cote
D’Ivoire 1.729
Limited
GTB UK
Limited 1,942 470 412 114 1.5 1.76 11.47 3,780

2020
Subsidiary
GTB Sierra 1,006
Leone LTD
GTB Cote
D’Ivoire 9.514
Limited
GTB UK 1,132 268 702 6.,477 1.000 - 1,200 4,600 650
Limited 37.594

Transactions with key management personnel
The Bank’s key management personnel, and persons connected with them, are also considered to be related parties.
The definition of key management includes the close members of family of key personnel and any entity over which
key management exercise control. The key management personnel have been identified as the executive and non-
executive directors of the Bank. Close members of family are those family members who may be expected to
influence, or be influenced by that individual in their dealings with
Guaranty Trust Bank (Gambia) Limited.
Management Exposures

Dec.-2021 Dec.-2020
Management Housing Loans 6,343 9,119

Staff Exposures

Dec.-2021 Dec.-2020
Staff car loans 5,453 4,528
Staff personal loans 12,955 3,279

Risk assets outstanding 31 December 2021
st

During the year, the Bank granted various credit facilities to companies whose directors are also directors of Guaranty
Trust Bank (Gambia) Limited at rates and terms comparable to other facilities in the Bank's portfolio. There was no
Annual Report 2021
outstanding on these facilities at the end of the year. The status of performance of each facility is as shown below:

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