Page 21 - E. Cohen & Co. Allstate Benefits Flipbook 2021
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CGI° Group Term to Age 100 Life Insurance, Biweekly Premium² Quotes
For Eligible EMPLOYEEs of Employer Groups. CGI° Max. $12.00/week up to $150,000.
NONTOBACCO
This rate card is for groups sitused in Maryland. This rate card expires and is no longer valid on 7/31/2021.
The appropriate Illustration Certification must be completed in all states.
Biweekly Premium for Biweekly Premium for
Issue Group Term to 100 Initial Death Benefit¹ of: Issue Group Term to 100 Initial Death Benefit¹ of:
Age $25,000 $50,000 $100,000 $150,000 Age $25,000 $50,000 $100,000 $150,000
18 $5.00 $10.00 $20.00 $30.00³ 50 $13.58 $27.14³ $54.28³ $81.42³
19 N/A³ $6.94 $13.86 $20.78 51 $14.98 $29.96³ $59.90³ $89.84³
20 N/A³ $6.94 $13.86 $20.78 52 $16.40 $32.78³ $65.54³ $98.32³
21 N/A³ $6.94 $13.86 $20.78 53 $17.80 $35.58³ $71.16³ $106.74³
22 N/A³ $6.94 $13.86 $20.78 54 $19.20 $38.40³ $76.78³ $115.16³
23 N/A³ $6.94 $13.86 $20.78 55 $21.64 $43.28³ $86.54³ $129.82³
24 N/A³ $6.94 $13.86 $20.78 56 $23.60 $47.18³ $94.36³ $141.52³
25 N/A³ $6.94 $13.86 $20.78 57 $25.54³ $51.08³ $102.16³ $153.24³
26 N/A³ $7.04 $14.08 $21.12 58 $27.50³ $55.00³ $109.96³ $164.96³
27 N/A³ $7.16 $14.32 $21.46 59 $29.44³ $58.90³ $117.78³ $176.66³
28 N/A³ $7.28 $14.54 $21.82 60 $31.38³ $62.76³ $125.50³ $188.26³
29 N/A³ $7.40 $14.78 $22.16 61 $34.40³ $68.80³ $137.58³ $206.38³
30 N/A³ $7.50 $15.00 $22.50 62 $37.42³ $74.84³ $149.66³ $224.50³
31 N/A³ $7.90 $15.78 $23.66 63 $40.46³ $80.90³ $161.78³ $242.66³
32 $4.14 $8.28 $16.54 $24.82³ 64 $43.48³ $86.92³ $173.86³ $260.78³
33 $4.34 $8.66 $17.32 $25.96³ 65 $46.48³ $92.98³ $185.92³ $278.90³
34 $4.52 $9.04 $18.08 $27.12³ 66 † $51.14 $102.28 $204.54 $306.82
35 $4.72 $9.44 $18.86 $28.28³ 67 † $55.78 $111.56 $223.12 $334.68
36 $4.92 $9.84 $19.66 $29.50³ 68 † $60.44 $120.88 $241.74 $362.60
37 $5.34 $10.68 $21.36 $32.02³ 69 † $65.08 $130.16 $260.32 $390.46
38 $5.74 $11.50 $22.96 $34.46³ 70 † $69.72 $139.46 $278.90 $418.34
39 $6.16 $12.30 $24.58³ $36.88³ 71 † $82.06 $164.12 $328.24 $492.36
40 $6.56 $13.10 $26.20³ $39.30³ 72 † $85.18 $170.34 $340.66 $511.00
41 $7.18 $14.38 $28.74³ $43.10³ 73 † $88.52 $177.04 $354.08 $531.12
42 $7.82 $15.62 $31.24³ $46.86³ 74 † $93.36 $186.72 $373.42 $560.14
43 $8.44 $16.88 $33.74³ $50.60³ 75 † $99.14 $198.28 $396.54 $594.82
44 $9.08 $18.14 $36.28³ $54.42³ 76 † $122.26 $244.50 $489.00 $733.50
45 $9.70 $19.40 $38.78³ $58.16³ 77 † $129.64 $259.26 $518.50 $777.76
46 $10.48 $20.98 $41.92³ $62.90³ 78 † $135.60 $271.18 $542.36 $813.52
47 $11.26 $22.52 $45.04³ $67.56³ 79 † $140.92 $281.82 $563.62 $845.44
48 $12.04 $24.06³ $48.12³ $72.18³ 80 † $146.54 $293.08 $586.16 $879.24
49 $12.80 $25.60³ $51.20³ $76.80³
Group must be in an acceptable industry for life insurance risk. Consult the Industry Lookup Tool on the agent website with the group's SIC.
° CGI, Contingent Guarantee Issue underwriting limits are subject to account specific offer. Quotes denoted † or ³ require EOI.
¹ Initial Death Benefit is guaranteed level for the first five (5) years. After the first five years, the death benefit may decrease, but it will never
be less than the minimum guaranteed in the policy. The current, non-guaranteed death benefit is projected to be level to age 100.
² Premium is level to age 100. BIWEEKLY means 26 times per year.
³ Quote does not meet the minimum size requirement, i.e. the greater of $5,000 or the amount purchased by $2/week
without regard to riders, or it exceeds the CGI/GI Maximum (requires Evidence of Insurability).
† Evidence of insurability (EOI) is required for ages 66-80 and quotes in excess of U/W offer.
For Agent Use Only. Not for use with consumer sales. Not to be disseminated to the public.
This rate card is for certificate form GPTLC, or state variation thereof, underwritten by American Heritage Life Insurance Company.
Refer to the state specific brochure or policy form for exact benefits, limitations, exclusions, and other provisions applicable to the
state of solicitation. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, Home Office,
Jacksonville, FL, a subsidiary of The Allstate Corporation. ©2018 Allstate Insurance Company.
FOR HOME OFFICE USE ONLY: Settings were Maryland-Employee-BIWEEKLY-CGI/GI-60-TRUE-0-0-N-Initial Death Benefit-25000-50000-100000-150000
Version 4.0 (Rev. 10/2/2019) Page 1 of 2 Printed 5/20/2020 6:57 PM