Page 23 - E. Cohen & Co. Allstate Benefits Flipbook 2021

CGI° Group Term to Age 100 Life Insurance, Biweekly Premium² Quotes
For Eligible EMPLOYEEs of Employer Groups. CGI° Max. $12.00/week up to $150,000.

TOBACCO
This rate card is for groups sitused in Maryland. This rate card expires and is no longer valid on 7/31/2021.
The appropriate Illustration Certification must be completed in all states.
Biweekly Premium for Biweekly Premium for
Issue Group Term to 100 Initial Death Benefit¹ of: Issue Group Term to 100 Initial Death Benefit¹ of:
Age $25,000 $50,000 $100,000 $150,000 Age $25,000 $50,000 $100,000 $150,000
18 Issue age 18 will always be issued Nontobacco. 50 $22.66 $45.34³ $90.66³ $136.00³
19 N/A³ $7.70 $15.40 $23.08 51 $24.74³ $49.48³ $98.98³ $148.46³
20 $4.04 $8.08 $16.16 $24.24³ 52 $26.76³ $53.52³ $107.04³ $160.56³
21 $4.24 $8.46 $16.94 $25.40³ 53 $28.86³ $57.72³ $115.42³ $173.14³
22 $4.42 $8.86 $17.70 $26.54³ 54 $30.90³ $61.80³ $123.58³ $185.38³
23 $4.62 $9.24 $18.46 $27.70³ 55 $32.76³ $65.52³ $131.04³ $196.56³
24 $4.82 $9.62 $19.24 $28.86³ 56 $35.40³ $70.80³ $141.58³ $212.38³
25 $5.00 $10.00 $20.00 $30.00³ 57 $37.94³ $75.86³ $151.70³ $227.54³
26 $5.20 $10.40 $20.78 $31.16³ 58 $40.40³ $80.78³ $161.54³ $242.32³
27 $5.40 $10.78 $21.54 $32.32³ 59 $42.92³ $85.84³ $171.66³ $257.50³
28 $5.58 $11.16 $22.32 $33.46³ 60 $45.42³ $90.84³ $181.66³ $272.50³
29 $5.78 $11.54 $23.08 $34.62³ 61 $49.14³ $98.28³ $196.54³ $294.82³
30 $5.98 $11.92 $23.86 $35.78³ 62 $52.82³ $105.62³ $211.24³ $316.86³
31 $6.16 $12.32 $24.62³ $36.94³ 63 $56.38³ $112.74³ $225.46³ $338.20³
32 $6.36 $12.70 $25.40³ $38.08³ 64 $59.86³ $119.70³ $239.40³ $359.08³
33 $6.54 $13.08 $26.16³ $39.24³ 65 $63.12³ $126.22³ $252.44³ $378.64³
34 $6.74 $13.48 $26.92³ $40.40³ 66 † $69.24 $138.48 $276.96 $415.46
35 $6.94 $13.86 $27.70³ $41.54³ 67 † $75.24 $150.46 $300.94 $451.40
36 $7.64 $15.26 $30.50³ $45.76³ 68 † $81.08 $162.16 $324.32 $486.46
37 $8.30 $16.60 $33.20³ $49.80³ 69 † $86.80 $173.60 $347.20 $520.80
38 $9.00 $18.00 $36.00³ $54.00³ 70 † $92.36 $184.72 $369.44 $554.14
39 $9.74 $19.48 $38.98³ $58.46³ 71 † $107.44 $214.88 $429.74 $644.60
40 $10.44 $20.88 $41.74³ $62.60³ 72 † $112.36 $224.72 $449.44 $674.14
41 $11.52 $23.04 $46.08³ $69.12³ 73 † $117.78 $235.54 $471.08 $706.62
42 $12.64 $25.26³ $50.50³ $75.76³ 74 † $123.86 $247.70 $495.40 $743.08
43 $13.72 $27.44³ $54.86³ $82.28³ 75 † $130.70 $261.40 $522.78 $784.16
44 $14.82 $29.64³ $59.28³ $88.92³ 76 † $138.72 $277.42 $554.86 $832.28
45 $15.88 $31.76³ $63.50³ $95.26³ 77 † $143.66 $287.32 $574.62 $861.94
46 $17.18 $34.34³ $68.66³ $103.00³ 78 † $148.92 $297.82 $595.62 $893.44
47 $18.52 $37.04³ $74.08³ $111.12³ 79 † $154.46 $308.90 $617.78 $926.66
48 $19.92 $39.84³ $79.66³ $119.50³ 80 † $160.28 $320.54 $641.08 $961.62
49 $21.32 $42.62³ $85.24³ $127.86³
Group must be in an acceptable industry for life insurance risk. Consult the Industry Lookup Tool on the agent website with the group's SIC.
° CGI, Contingent Guarantee Issue underwriting limits are subject to account specific offer. Quotes denoted † or ³ require EOI.
¹ Initial Death Benefit is guaranteed level for the first five (5) years. After the first five years, the death benefit may decrease, but it will never
be less than the minimum guaranteed in the policy. The current, non-guaranteed death benefit is projected to be level to age 100.
² Premium is level to age 100. BIWEEKLY means 26 times per year.
³ Quote does not meet the minimum size requirement, i.e. the greater of $5,000 or the amount purchased by $2/week
without regard to riders, or it exceeds the CGI/GI Maximum (requires Evidence of Insurability).

† Evidence of insurability (EOI) is required for ages 66-80 and quotes in excess of U/W offer.

For Agent Use Only. Not for use with consumer sales. Not to be disseminated to the public.
This rate card is for certificate form GPTLC, or state variation thereof, underwritten by American Heritage Life Insurance Company.
Refer to the state specific brochure or policy form for exact benefits, limitations, exclusions, and other provisions applicable to the
state of solicitation. Allstate Benefits is the marketing name for American Heritage Life Insurance Company, Home Office,
Jacksonville, FL, a subsidiary of The Allstate Corporation. ©2018 Allstate Insurance Company.

FOR HOME OFFICE USE ONLY: Settings were Maryland-Employee-BIWEEKLY-CGI/GI-60-TRUE-0-0-N-Initial Death Benefit-25000-50000-100000-150000

Version 4.0 (Rev. 10/2/2019) Page 2 of 2 Printed 5/20/2020 6:57 PM