Page 3 - Aflac Flipbook 2023
P. 3

AFLAC DENTAL AND VISION COVERAGE


                                                       •  3 standard PPO and 3 MAC plan
                                                         designs.                     •  Deductible that decreases over time.
          Aflac Dental
          Provides in- and out-of-network benefits for exams,   •  Dual choice and employer contribution   •  Annual maximum carry over benefit.
          cleanings, X-rays, fillings, crowns and more.  options available.           •  Employer-optional orthodontia benefit.
                                                       •  Aflac Dental network with 270,000-plus   •  Implant coverage.
                                                         provider access points in the U.S.  1


                                                       •  3 standard plan designs for accounts
                                                         3-99 eligible lives; 8 standard plan   •  Frame allowances of $100-$200 based
                                                         designs for accounts 100+ lives; custom   on plan design plus additional $50 at
          Aflac Vision                                   plans available for accounts 1,000+   Visionworks locations.
          Helps with in- and out-of-network costs of     eligible lives.              •  Same benefit allowance for frames and
          eye exams and vision-correction materials.   •  Aflac Vision network of 94,000+   contact lenses.
                                                         independent providers and national   •  Sunglass coverage if prescription lenses
                                                         retailers. 2                   required.
                                                       •  Online retailer purchase options.

          INDIVIDUAL SUPPLEMENTAL COVERAGE


          Short-term disability                        •  Guaranteed-issue options available with   •  Monthly benefit amounts $500-$6,000
          Provides a source of income if the covered     monthly benefit amounts up to $4,000   (subject to income requirements).
          person becomes disabled due to a covered       (subject to income requirements) and   •  Portable coverage.
          accident or illness.                           three- or six-month benefit periods.


          Hospital confinement indemnity               •  $500-$3,000 hospital confinement   •  Surgical, hospital and emergency room
          Helps ease the financial burden of hospital    benefit.                        benefits.
          stays due to a covered accident or illness by   •  Medical diagnostic and imaging benefit.  •  Ambulance benefit.
          providing cash benefits.

                                                       •  Guaranteed issue.
          Dental                                       •  Guaranteed renewable for life.     •  No annual deductible.
          Provides benefits for periodic checkups and   •  No network.                •  Optional orthodontic rider.
          cleanings, x-rays, fillings, crowns and more.                               •  Optional cosmetic benefit rider.
                                                       •  No precertification requirements.

          Vision
          Helps with the costs of eye exams, treatments   •  Three vision correction benefit options.   •  No provider network.
          and vision-correction materials.             •  Comprehensive eye-care benefits.   •  No coordination of benefits.


                                                       •  Four options of coverage for injuries
          Accident                                       such as fractures, dislocations,   •  Organized sporting activity benefit
                                                                                        provides an additional benefit payout
          Helps reduce the financial impact of a covered   lacerations, concussions, burns,   for injuries sustained while playing an
          accident by providing cash benefits.           emergency dental work, eye injuries   organized sport.
                                                         and surgical procedures.

                                                       •  One rate for all ages.
          Cancer/specified disease                                                    •  Several plan options.
          Helps with the costs of cancer treatment.    •  Dependent children are covered at no   •  Guaranteed renewable for life.
                                                         additional cost.

                                                                                      •  Ambulance, transportation
          Critical illness/specified health event      •  Three coverage options.
          Helps with the costs of treatment if you     •  First occurrence and subsequent   and lodging benefits.
          experience a covered health event, such as a   specified health event coverage.  •  Waiver of premium
          heart attack, stroke or paralysis.           •  Continuing care benefit.       and continuation of
                                                                                        coverage benefits.
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