Page 4 - Aflac Flipbook 2023

Aflac Plus Rider • Guaranteed-issue and HSA-compatible
Can be attached to select Aflac insurance options available. • Includes hospitalization coverage for
policies to provide additional benefits if • Adds extra cash payouts — up to $5,000 infectious diseases such as certain
diagnosed with a covered health event such as — to existing/eligible accident, hospital human coronaviruses (including
heart attack, stroke, type 1 diabetes and more. and short-term disability policies. COVID-19), pneumonia and influenza.

Lump sum critical illness
Provides a lump-sum cash benefit if you’re • Guaranteed issue available to all • Guaranteed renewable for life. (Benefits
diagnosed or treated for a covered critical applicants for $10,000 of coverage. reduce by 50% at age 75.)
illness event, such as a heart attack, stroke • Dependent children are covered at no • HSA-compatible option available.
or paralysis. additional cost.

• Benefit options available between
Lump sum cancer $10,000 - $30,000 (available in $5,000 • Portable coverage.
Provides a lump-sum cash benefit if you’re increments) payable to policyholder • Guaranteed renewable to
diagnosed with cancer. age 75.
upon diagnosis of internal cancer.

GROUP SUPPLEMENTAL COVERAGE

• Lump-sum benefit paid directly to the • Dependent children are covered at
Group critical illness insured, unless otherwise assigned, 50% of the primary insured’s benefit
Helps with the medical expenses related to a for covered critical illnesses. amount at no additional charge.
covered critical illness. • Additional occurrence and • Annual health screening benefit
reoccurrence benefits. (employee and spouse only).

• 24-hour and non-occupational • Optional riders: Organized athletic
Group accident coverage. activity, sickness, catastrophic
Helps provide a financial cushion if a covered accident, accidental death rider
accident occurs. • Benefits grouped by category: High /
Mid / Low. and more.

• Full plan and HSA-compatible plan
Group hospital indemnity options. • Includes options for: hospital
Helps with the non-covered hospital and treatment stays, treatment, and inpatient and
expenses of a covered sickness or accident. • Benefits grouped by category: High / outpatient surgery.
Mid / Low.

• Accident benefits.
• Employer-paid, employee-paid or
Group BenExtend® employer/employee contributions. • Critical illness benefits.
Creative approach that combines benefits from • No waiting period requirements. • Hospital indemnity benefits.
different product types into a single plan design. • Optional term life and health
• Guaranteed issue.
screening benefits.

• No deductibles. • Guaranteed issue.
Group dental • No annual premium reviews. • No coordination of benefits.
A no-deductible plan that offers freedom
of choice and no coordination of benefits. • Three coverage options: basic, • Portable coverage (certain
standard and premier. stipulations apply).

• Partial disability benefit.
• 24-hour and non-occupational
Group disability coverage. • Portable coverage (certain
Helps pay the bills and maintain the standard of • Preexisting conditions benefit. stipulations apply).
living if a covered illness or injury occurs. • Alcoholism and drug addiction limited
• Mental illness limited benefit.
benefit.

• Group, employee buy-up and
Life supplemental options. • Face amounts up to $500,000.
Helps loved ones through tough times following the • Spouse and child options.
death of the insured. • Standard and custom plan designs. • Guaranteed-issue options.
• Term and whole life options.