Page 6 - SMOTW College Flipbook

Disability Insurance

from Allstate Benefits

Benefits are paid directly Provides a monthly benefit if you are disabled and cannot work
to you when disabled

CHOOSE USE CLAIM
You select coverage, You’re in an accident and You file a claim online to
which can help protect suffer a disabling injury. You begin receiving your cash
your income if faced are unable to work and your benefit each month you
with a disability. paycheck stops. are disabled.

Like most, unless you know someone who has been disabled, you may not Key Features
see the value of Disability Insurance. You may think it won’t happen to you, • You choose the monthly
but if it does, you are vulnerable to lost income. maximum benefit level that
meets your needs
66% 66 percent of working Americans have no disability insurance • A monthly benefit ranging from
$400 - $5,000, up to 60%
and are therefore vulnerable to losing their income due to an of income*
illness or injury 1
• Benefits start the first day after
your elimination (waiting) period
A disability or illness may slow you down, but it won’t slow down your monthly bills. • Premiums are affordable and
Expenses such as house and car payments, or even daily expenses such as groceries conveniently payroll deducted
and gas, will still need to be paid. Disability insurance can help replace your lost • You can take your coverage with
income and help ensure your finances are not depleted. you if you leave your job
* Benefit amounts and periods may vary
Here’s How It Works by state.
You choose the maximum monthly benefit level that meets your needs. Then, if you See reverse for plan details
are faced with a period of unexpected sickness or injury, you will receive a cash benefit
each month to use as you see fit. This could include medical treatments, daily living
expenses and more.
With Allstate Benefits, you gain the power to make treatment decisions without
putting your finances at risk.

Are you in Good Hands? You can be.

1 http://www.benefitspro.com/2017/05/15/survey-finds-only-one-third-of-americans-have-disa

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