Page 7 - SMOTW College Flipbook

YOU DECIDE how to Benefits
use the cash benefits Base Policy Benefit

Total Disability
Our cash benefits provide you
with greater coverage options Partial Disability
because you get to determine Pregnancy
how to use them. Monthly Benefit When You Attain Age 70

Finances Waiver of Premium
Can help protect your HSAs,
savings, retirement plans
and 401ks from being
depleted A benefits representative may help with determining the following:
Maximum Monthly Benefit :
1
Travel Maximum Benefit Period (# of months):
2
You can use your cash benefits
3
to help pay for expenses while Elimination Periods (# of days) for Accident: Sickness:
receiving treatment in another Premium/Mode:
city
1 CO - Maximum monthly benefit is $3,000 if CGI underwriting is used.
Home HI, NH, NJ and RI - Maximum monthly benefit as percentage of income is 30% for annual salary up to
You can use your cash $35,000, 40% above $35,000. If 180 day Elimination Period is elected, 60% of annual salary applies.
benefits to help pay the 2 CT, ID, IA, NH, NJ, PA, VT and VA - 3 month benefit period not allowed.
mortgage, continue rental 3 CT, ID, IA, NH, NJ, SD, VT and VA - 180 day Elimination Period/6 and 12 month benefit period
payments, or perform
needed home repairs for combinationnot available.
your after care
Access Your Benefits and Claim Filings
Expenses
The monthly cash benefit can Accessing your benefit information using MyBenefits has never been easier.
be used to help pay your family’s MyBenefits is an easy-to-use website that offers you 24/7 access to important information
living expenses such as bills, about your benefits. Plus, you can submit and check your claims (including claim history),
electricity and gas
request your cash benefit to be direct deposited, make changes to personal information,
and more.

For use in the following states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MA,
MI, MN, MS, MO, MT, NE, NV, NH, NJ, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, UT, VT, VA, VI, WA, WV, WI,
WY.
This flyer is part of form ABJ30261-1 and is not to be used on its own.
Rev. 2/18. This material is valid as long as information remains current, but in no event later than February 1, 2021.
Allstate Benefits is the marketing name Short-Term Disability benefits provided by policy form DI5W, or state variations thereof.
used by American Heritage Life Insurance
Company, a subsidiary of The Allstate This information highlights some features of the policy but is not the insurance contract. For complete details, contact your
Corporation. ©2018 Allstate Insurance Allstate Benefits Representative. This is a brief overview of the benefits available under the Policy underwritten by American
Company. www.allstate.com or Heritage Life Insurance Company (Home Office, Jacksonville, FL). Details of the insurance, including exclusions, restrictions
allstatebenefits.com and other provisions, are included in the policy issued.