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American Heritage Life Insurance Company
                                           A Disability Income Insurance Policy Illustration
                   Issue State:   Maryland                     Type of Coverage:  Preferred
                   Agent Name:    Allstate Benefits            Elimination Period:  14 Day Accident/14 Day Sickness
                   Policy:        DI5W Disability Income       Benefit Period:  12 Months
                                  (DI5WMD) - Select Contingent Guarantee Issue


                      Minimum Annual       Maximum     Issue Ages:  18-49          50-59         60-69
                     Salary for Maximum    Monthly                Semi-Monthly  Semi-Monthly   Semi-Monthly
                      Monthly Benefit      Benefit*                Premium        Premium       Premium
                       $100,000.00        $5,000.00                 $89.60        $113.10       $175.10
                        $98,000.00        $4,900.00                 $87.85        $110.88       $171.64
                        $96,000.00        $4,800.00                 $86.10        $108.66       $168.18
                        $94,000.00        $4,700.00                 $84.35        $106.44       $164.72
                        $92,000.00        $4,600.00                 $82.60        $104.22       $161.26
                        $90,000.00        $4,500.00                 $80.85        $102.00       $157.80
                        $88,000.00        $4,400.00                 $79.10        $99.78        $154.34
                        $86,000.00        $4,300.00                 $77.35        $97.56        $150.88
                        $84,000.00        $4,200.00                 $75.60        $95.34        $147.42
                        $82,000.00        $4,100.00                 $73.85        $93.12        $143.96
                        $80,000.00        $4,000.00                 $72.10        $90.90        $140.50
                        $78,000.00        $3,900.00                 $70.35        $88.68        $137.04
                        $76,000.00        $3,800.00                 $68.60        $86.46        $133.58
                        $74,000.00        $3,700.00                 $66.85        $84.24        $130.12
                        $72,000.00        $3,600.00                 $65.10        $82.02        $126.66
                        $70,000.00        $3,500.00                 $63.35        $79.80        $123.20
                        $68,000.00        $3,400.00                 $61.60        $77.58        $119.74
                        $66,000.00        $3,300.00                 $59.85        $75.36        $116.28
                        $64,000.00        $3,200.00                 $58.10        $73.14        $112.82
                        $62,000.00        $3,100.00                 $56.35        $70.92        $109.36
                        $60,000.00        $3,000.00                 $54.60        $68.70        $105.90
                        $58,000.00        $2,900.00                 $52.85        $66.48        $102.44
                        $56,000.00        $2,800.00                 $51.10        $64.26         $98.98
                        $54,000.00        $2,700.00                 $49.35        $62.04         $95.52
                        $52,000.00        $2,600.00                 $47.60        $59.82         $92.06
                        $50,000.00        $2,500.00                 $45.85        $57.60         $88.60
                        $48,000.00        $2,400.00                 $44.10        $55.38         $85.14
                        $46,000.00        $2,300.00                 $42.35        $53.16         $81.68
                        $44,000.00        $2,200.00                 $40.60        $50.94         $78.22
                        $42,000.00        $2,100.00                 $38.85        $48.72         $74.76
                        $40,000.00        $2,000.00                 $37.10        $46.50         $71.30
                        $38,000.00        $1,900.00                 $35.35        $44.28         $67.84
                        $36,000.00        $1,800.00                 $33.60        $42.06         $64.38
                        $34,000.00        $1,700.00                 $31.85        $39.84         $60.92
                        $32,000.00        $1,600.00                 $30.10        $37.62         $57.46
                        $30,000.00        $1,500.00                 $28.35        $35.40         $54.00
                        $28,000.00        $1,400.00                 $26.60        $33.18         $50.54
                        $26,000.00        $1,300.00                 $24.85        $30.96         $47.08
                        $24,000.00        $1,200.00                 $23.10        $28.74         $43.62
                        $22,000.00        $1,100.00                 $21.35        $26.52         $40.16
                        $20,000.00        $1,000.00                 $19.60        $24.30         $36.70
                        $18,000.00         $900.00                  $17.85        $22.08         $33.24
                        $16,000.00         $800.00                  $16.10        $19.86         $29.78
                        $14,000.00         $700.00                  $14.35        $17.64         $26.32
                        $12,000.00         $600.00                  $12.60        $15.42         $22.86
                        $10,000.00         $500.00                  $10.85        $13.20         $19.40
                        $8,000.00          $400.00                  $9.10         $10.98         $15.94
                        $6,000.00          $300.00                  $7.35          $8.76         $12.48
                        $4,000.00          $200.00                  $5.60          $6.54         $9.02
                   These rates are for agent use only and are not to be presented to the employee without an approved case-specific marketing
                   brochure that describes the benefits, exclusions, and limitations of this policy.  Please ask your producer for details.
                   * The Maximum Monthly Benefit that can be applied for must be reduced by the Monthly Benefits of all other
                   existing coverage.
                                                        November 18, 2020
                                                This illustration and rates expire 12/31/2020
               Allstate Benefits is the marketing name for American Heritage Life Insurance Company, a subsidiary of the Allstate Corporation, Home Office:
               Northbrook, Illinois. All products are underwritten by American Heritage Life Insurance Company, Home Office: Jacksonville, Florida. This
               illustration highlights some features of the policy and riders, but is not the insurance contract. Only the actual policy and certificate provisions
               control. The policy and riders set forth, in detail, the rights and obligations of both the insured and the insurance company. ©2020 Allstate
               Insurance Company.
               ver 12.26.19
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