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American Heritage Life Insurance Company
                                          A Disability Income Insurance Policy Illustration
                Issue State:    Maryland                       Type of Coverage:  Preferred
                Agent Name:     Allstate Benefits              Elimination Period:  7 Day Accident/7 Day Sickness
                Policy:         DI5W Disability Income         Benefit Period:  6 Months
                                (DI5WMD) - Select Contingent Guarantee Issue


                   Minimum Annual        Maximum      Issue Ages:    18-49          50-59           60-69
                  Salary for Maximum      Monthly                 Semi-Monthly   Semi-Monthly    Semi-Monthly
                   Monthly Benefit        Benefit*                  Premium        Premium         Premium
                    $100,000.00          $5,000.00                  $94.60         $106.10         $161.60
                     $98,000.00          $4,900.00                  $92.75         $104.02         $158.41
                     $96,000.00          $4,800.00                  $90.90         $101.94         $155.22
                     $94,000.00          $4,700.00                  $89.05         $99.86          $152.03
                     $92,000.00          $4,600.00                  $87.20         $97.78          $148.84
                     $90,000.00          $4,500.00                  $85.35         $95.70          $145.65
                     $88,000.00          $4,400.00                  $83.50         $93.62          $142.46
                     $86,000.00          $4,300.00                  $81.65         $91.54          $139.27
                     $84,000.00          $4,200.00                  $79.80         $89.46          $136.08
                     $82,000.00          $4,100.00                  $77.95         $87.38          $132.89
                     $80,000.00          $4,000.00                  $76.10         $85.30          $129.70
                     $78,000.00          $3,900.00                  $74.25         $83.22          $126.51
                     $76,000.00          $3,800.00                  $72.40         $81.14          $123.32
                     $74,000.00          $3,700.00                  $70.55         $79.06          $120.13
                     $72,000.00          $3,600.00                  $68.70         $76.98          $116.94
                     $70,000.00          $3,500.00                  $66.85         $74.90          $113.75
                     $68,000.00          $3,400.00                  $65.00         $72.82          $110.56
                     $66,000.00          $3,300.00                  $63.15         $70.74          $107.37
                     $64,000.00          $3,200.00                  $61.30         $68.66          $104.18
                     $62,000.00          $3,100.00                  $59.45         $66.58          $100.99
                     $60,000.00          $3,000.00                  $57.60         $64.50          $97.80
                     $58,000.00          $2,900.00                  $55.75         $62.42          $94.61
                     $56,000.00          $2,800.00                  $53.90         $60.34          $91.42
                     $54,000.00          $2,700.00                  $52.05         $58.26          $88.23
                     $52,000.00          $2,600.00                  $50.20         $56.18          $85.04
                     $50,000.00          $2,500.00                  $48.35         $54.10          $81.85
                     $48,000.00          $2,400.00                  $46.50         $52.02          $78.66
                     $46,000.00          $2,300.00                  $44.65         $49.94          $75.47
                     $44,000.00          $2,200.00                  $42.80         $47.86          $72.28
                     $42,000.00          $2,100.00                  $40.95         $45.78          $69.09
                     $40,000.00          $2,000.00                  $39.10         $43.70          $65.90
                     $38,000.00          $1,900.00                  $37.25         $41.62          $62.71
                     $36,000.00          $1,800.00                  $35.40         $39.54          $59.52
                     $34,000.00          $1,700.00                  $33.55         $37.46          $56.33
                     $32,000.00          $1,600.00                  $31.70         $35.38          $53.14
                     $30,000.00          $1,500.00                  $29.85         $33.30          $49.95
                     $28,000.00          $1,400.00                  $28.00         $31.22          $46.76
                     $26,000.00          $1,300.00                  $26.15         $29.14          $43.57
                     $24,000.00          $1,200.00                  $24.30         $27.06          $40.38
                     $22,000.00          $1,100.00                  $22.45         $24.98          $37.19
                     $20,000.00          $1,000.00                  $20.60         $22.90          $34.00
                     $18,000.00          $900.00                    $18.75         $20.82          $30.81
                     $16,000.00          $800.00                    $16.90         $18.74          $27.62
                     $14,000.00          $700.00                    $15.05         $16.66          $24.43
                     $12,000.00          $600.00                    $13.20         $14.58          $21.24
                     $10,000.00          $500.00                    $11.35         $12.50          $18.05
                     $8,000.00           $400.00                    $9.50          $10.42          $14.86
                     $6,000.00           $300.00                    $7.65           $8.34          $11.67
                     $4,000.00           $200.00                    $5.80           $6.26           $8.48
                These rates are for agent use only and are not to be presented to the employee without an approved case-specific marketing
                brochure that describes the benefits, exclusions, and limitations of this policy.  Please ask your producer for details.
                * The Maximum Monthly Benefit that can be applied for must be reduced by the Monthly Benefits of all other
                existing coverage.
                                                           July 3, 2020
                                               This illustration and rates expire 12/31/2020
           Allstate Benefits is the marketing name for American Heritage Life Insurance Company, a subsidiary of the Allstate Corporation, Home Office:
           Northbrook, Illinois. All products are underwritten by American Heritage Life Insurance Company, Home Office: Jacksonville, Florida. This
           illustration highlights some features of the policy and riders, but is not the insurance contract. Only the actual policy and certificate provisions
           control. The policy and riders set forth, in detail, the rights and obligations of both the insured and the insurance company. ©2020 Allstate
           Insurance Company.
           ver 12.26.19
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