Page 39 - Weinberg & Schwartz Allstate Brochure Flipbook

Tobacco - Weekly - SI Rates Horizon Payroll Term* (Includes Policy Fee)
FOR AGENT USE ONLY
Information for Payroll Deduction Quotations
The appropriate illustration certification form must be completed in states that have adopted the Life Insurance Illustration Regulation.
THE MINIMUM FACE AMOUNT THAT CAN BE PURCHASED IN WASHINGTON AND WEST VIRGINIA IS $25,000.
$10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $65,000 $75,000 $100,000
Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit Death Benefit
Age Age
Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡
18 NA † NA † NA † NA † NA † NA † 2.15 2.63 2.38 2.94 2.60 3.26 2.82 3.57 3.04 3.89 3.26 4.20 3.92 5.15 4.36 5.77 5.46 7.35 18
19 NA † NA † NA † NA † NA † NA † 2.15 2.63 2.38 2.94 2.60 3.26 2.82 3.57 3.04 3.89 3.26 4.20 3.92 5.15 4.36 5.77 5.46 7.35 19
20 NA † NA † NA † NA † NA † NA † 2.15 2.63 2.38 2.94 2.60 3.26 2.82 3.57 3.04 3.89 3.26 4.20 3.92 5.15 4.36 5.77 5.46 7.35 20
21 NA † NA † NA † NA † NA † NA † 2.15 2.63 2.38 2.94 2.60 3.26 2.82 3.57 3.04 3.89 3.26 4.20 3.92 5.15 4.36 5.77 5.46 7.35 21
22 NA † NA † NA † NA † NA † NA † 2.15 2.69 2.38 3.02 2.60 3.35 2.82 3.67 3.04 4.00 3.26 4.33 3.92 5.31 4.36 5.96 5.46 7.60 22
23 NA † NA † NA † NA † NA † NA † 2.15 2.79 2.38 3.14 2.60 3.48 2.82 3.83 3.04 4.18 3.26 4.53 3.92 5.57 4.36 6.26 5.46 8.00 23
24 NA † NA † NA † NA † NA † NA † 2.15 2.92 2.38 3.29 2.60 3.66 2.82 4.03 3.04 4.40 3.26 4.78 3.92 5.90 4.36 6.64 5.46 8.50 24
25 NA † NA † NA † NA † NA † NA † 2.15 3.05 2.38 3.45 2.60 3.85 2.82 4.25 3.04 4.65 3.26 5.05 3.92 6.25 4.36 7.05 5.46 9.05 25
26 NA † NA † NA † NA † NA † NA † 2.15 3.21 2.38 3.65 2.60 4.08 2.82 4.51 3.04 4.94 3.26 5.38 3.92 6.67 4.36 7.54 5.46 9.70 26
27 NA † NA † NA † NA † NA † NA † 2.15 3.39 2.38 3.86 2.60 4.33 2.82 4.80 3.04 5.27 3.26 5.73 3.92 7.13 4.36 8.07 5.46 10.41 27
28 NA † NA † NA † NA † NA † NA † 2.15 3.60 2.38 4.11 2.60 4.61 2.82 5.12 3.04 5.63 3.26 6.14 3.92 7.67 4.36 8.69 5.46 11.23 28
29 NA † NA † NA † NA † NA † NA † 2.18 3.82 2.40 4.37 2.63 4.92 2.85 5.48 3.07 6.03 3.30 6.58 3.97 8.24 4.42 9.35 5.54 12.11 29
30 NA † NA † NA † NA † 2.02 3.46 2.27 4.07 2.51 4.67 2.75 5.27 2.99 5.87 3.23 6.47 3.48 7.07 4.20 8.88 4.69 10.09 5.90 13.10 30
31 NA † NA † NA † NA † 2.10 3.68 2.36 4.34 2.62 4.99 2.88 5.65 3.14 6.31 3.41 6.96 3.67 7.62 4.45 9.59 4.97 10.90 6.28 14.19 31
32 NA † NA † NA † NA † 2.18 3.92 2.46 4.64 2.74 5.35 3.02 6.07 3.30 6.79 3.58 7.50 3.86 8.22 4.71 10.37 5.27 11.80 6.68 15.38 32
33 NA † NA † NA † NA † 2.27 4.18 2.57 4.96 2.87 5.74 3.18 6.52 3.48 7.31 3.78 8.09 4.09 8.87 5.00 11.21 5.60 12.78 7.12 16.68 33
34 NA † NA † 2.03 3.62 2.36 4.47 2.69 5.32 3.02 6.18 3.35 7.03 3.67 7.88 4.00 8.74 4.33 9.59 5.31 12.15 5.96 13.86 7.60 18.13 34
35 NA † NA † 2.12 3.85 2.47 4.78 2.82 5.72 3.17 6.65 3.53 7.58 3.88 8.51 4.24 9.45 4.59 10.38 5.65 13.18 6.36 15.04 8.12 19.70 35
36 NA † NA † 2.20 4.11 2.58 5.13 2.96 6.15 3.34 7.16 3.72 8.18 4.10 9.20 4.48 10.22 4.86 11.24 6.00 14.30 6.77 16.33 8.67 21.42 36
37 NA † NA † 2.28 4.39 2.69 5.51 3.11 6.62 3.51 7.73 3.92 8.84 4.34 9.96 4.75 11.07 5.15 12.18 6.38 15.52 7.21 17.75 9.26 23.31 37
38 NA † NA † 2.38 4.70 2.82 5.91 3.27 7.13 3.71 8.34 4.15 9.56 4.60 10.77 5.04 11.99 5.48 13.20 6.81 16.85 7.69 19.27 9.91 25.35 38
39 2.01 3.70 2.48 5.03 2.96 6.35 3.44 7.68 3.92 9.00 4.40 10.33 4.87 11.65 5.35 12.98 5.83 14.30 7.26 18.28 8.21 20.93 10.60 27.55 39
40 2.08 3.94 2.60 5.38 3.11 6.83 3.63 8.27 4.14 9.71 4.66 11.16 5.17 12.60 5.69 14.04 6.20 15.49 7.75 19.82 8.78 22.70 11.36 29.92 40
41 2.16 4.20 2.72 5.77 3.27 7.34 3.83 8.92 4.38 10.49 4.94 12.06 5.49 13.63 6.05 15.20 6.60 16.78 8.27 21.50 9.38 24.64 12.15 32.50 41
42 2.25 4.48 2.85 6.19 3.45 7.90 4.05 9.61 4.65 11.33 5.25 13.04 5.84 14.75 6.44 16.46 7.04 18.17 8.84 23.31 10.04 26.73 13.03 35.29 42
43 2.35 4.78 2.99 6.65 3.64 8.51 4.28 10.38 4.93 12.24 5.58 14.11 6.22 15.97 6.87 17.84 7.52 19.70 9.45 25.30 10.75 29.03 13.98 38.36 43
44 2.45 5.12 3.14 7.15 3.84 9.18 4.54 11.21 5.23 13.25 5.93 15.28 6.63 17.31 7.32 19.34 8.02 21.37 10.11 27.47 11.50 31.53 14.98 41.69 44
45 2.56 5.48 3.31 7.70 4.06 9.91 4.81 12.13 5.56 14.34 6.31 16.55 7.06 18.77 7.81 20.98 8.57 23.20 10.82 29.84 12.32 34.27 16.07 45.34 45
46 2.67 5.88 3.48 8.29 4.29 10.70 5.10 13.12 5.91 15.53 6.72 17.94 7.53 20.36 8.34 22.77 9.15 25.18 11.58 32.42 13.20 37.24 17.25 49.31 46
47 2.80 6.31 3.68 8.94 4.55 11.57 5.42 14.20 6.30 16.83 7.17 19.46 8.04 22.08 8.92 24.71 9.79 27.34 12.41 35.23 14.16 40.48 18.53 53.63 47
48 2.94 6.77 3.88 9.63 4.82 12.49 5.76 15.35 6.71 18.21 7.65 21.07 8.59 23.93 9.53 26.79 10.47 29.65 13.30 38.23 15.18 43.94 19.89 58.24 48
49 3.08 7.27 4.10 10.38 5.12 13.49 6.13 16.59 7.15 19.70 8.16 22.81 9.18 25.92 10.19 29.03 11.21 32.13 14.25 41.46 16.28 47.67 21.36 63.21 49
50 3.24 7.80 4.34 11.17 5.43 14.55 6.53 17.92 7.62 21.29 8.72 24.67 9.81 28.04 10.91 31.41 12.00 34.79 15.29 44.91 17.48 51.65 22.96 68.52 50
51 * 3.42 8.12 4.60 11.66 5.78 15.19 6.96 18.72 8.14 22.26 9.32 25.79 10.50 29.33 11.68 32.86 12.86 36.39 16.41 47.00 18.77 54.06 24.68 71.73 51 *
52 * 3.60 8.46 4.87 12.16 6.15 15.86 7.42 19.56 8.69 23.27 9.97 26.97 11.24 30.67 12.51 34.37 13.79 38.07 17.61 49.18 20.15 56.58 26.52 75.09 52 *
53 * 3.80 8.81 5.17 12.69 6.55 16.57 7.92 20.44 9.29 24.32 10.67 28.20 12.04 32.08 13.41 35.96 14.78 39.83 18.90 51.47 21.65 59.22 28.52 78.61 53 *
54 * 4.02 9.18 5.50 13.25 6.98 17.31 8.46 21.37 9.94 25.43 11.42 29.50 12.90 33.56 14.38 37.63 15.86 41.69 20.31 53.88 23.27 62.01 30.68 82.33 54 *
55 * 4.20 9.57 5.77 13.83 7.34 18.09 8.91 22.35 10.48 26.61 12.05 30.87 13.62 35.13 15.20 39.39 16.77 43.65 21.48 56.43 24.62 64.95 32.48 86.25 55 *
56 * 4.40 9.98 6.07 14.45 7.74 18.92 9.41 23.38 11.09 27.85 12.76 32.31 14.43 36.78 16.10 41.24 17.77 45.71 22.79 59.10 26.13 68.03 34.49 90.36 56 *
57 * 4.61 10.42 6.39 15.10 8.17 19.78 9.94 24.47 11.72 29.15 13.50 33.83 15.28 38.51 17.06 43.20 18.83 47.88 24.17 61.93 27.72 71.29 36.61 94.70 57 *
58 * 4.83 10.87 6.72 15.77 8.61 20.68 10.50 25.59 12.40 30.50 14.29 35.40 16.18 40.31 18.07 45.22 19.96 50.12 25.63 64.85 29.41 74.66 38.86 99.19 58 *
59 * 5.07 11.33 7.08 16.47 9.09 21.61 11.10 26.75 13.11 31.89 15.12 37.03 17.13 42.17 19.14 47.30 21.15 52.44 27.18 67.86 31.20 78.14 41.25 103.83 59 *
60 * 5.33 11.80 7.47 17.18 9.61 22.55 11.75 27.93 13.89 33.30 16.03 38.68 18.17 44.05 20.30 49.43 22.44 54.80 28.86 70.93 33.14 81.68 43.83 108.55 60 *
61 * 5.61 12.20 7.88 17.78 10.16 23.35 12.44 28.92 14.71 34.50 16.99 40.07 19.26 45.65 21.54 51.22 23.82 56.80 30.65 73.52 35.20 84.67 46.58 112.54 61 *
62 * 5.90 12.61 8.32 18.39 10.74 24.17 13.16 29.94 15.58 35.72 18.00 41.50 20.42 47.27 22.84 53.05 25.26 58.83 32.53 76.16 37.37 87.72 49.47 116.61 62 *
63 * 6.20 13.03 8.77 19.02 11.35 25.00 13.92 30.99 16.49 36.98 19.07 42.97 21.64 48.95 24.21 54.94 26.78 60.93 34.50 78.89 39.65 90.86 52.52 120.80 63 *
64 * 6.51 13.46 9.25 19.65 11.98 25.85 14.71 32.06 17.44 38.26 20.17 44.46 22.90 50.66 25.63 56.86 28.36 63.06 36.55 81.66 42.01 94.06 55.66 125.06 64 *
65 * 6.84 14.50 9.73 21.22 12.63 27.94 15.52 34.66 18.41 41.38 21.30 48.11 24.20 54.83 27.09 61.55 29.98 68.27 38.66 88.43 44.45 101.88 58.91 135.49 65 *
Horizon Payroll Term* (Includes Policy Fee) RENEWAL Premiums ±
Ren. Ren.
Age Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Current** Maximum‡ Age
66 * 7.33 15.63 10.46 22.91 13.60 30.20 16.73 37.48 19.87 44.77 23.01 52.06 26.15 59.34 29.28 66.63 32.42 73.91 41.83 95.77 48.10 110.34 63.78 146.77 66 *
67 * 7.85 16.85 11.25 24.74 14.65 32.63 18.05 40.53 21.44 48.43 24.84 56.32 28.24 64.22 31.64 72.11 35.04 80.01 45.23 103.70 52.03 119.48 69.03 158.96 67 *
68 * 8.42 18.16 12.10 26.71 15.78 35.26 19.46 43.81 23.14 52.36 26.82 60.91 30.50 69.46 34.18 78.01 37.86 86.57 48.90 112.22 56.27 129.32 74.67 172.07 68 *
69 * 9.02 19.56 13.00 28.82 16.99 38.07 20.97 47.32 24.95 56.58 28.93 65.83 32.92 75.08 36.90 84.34 40.88 93.59 52.83 121.35 60.80 139.86 80.71 186.13 69 *
* The Horizon Payroll Term (P20RCT) provides a level death benefit for the lesser of 20 years or to age 70. After the initial term period, the policy can be renewed for successive term periods prior to age 70.
** Current Premiums are guaranteed for the first 5 policy years. After 5 years, we may increase or decrease the premium, but it will never exceed the maximum premium.
‡ This is the maximum premium for the initial term period. The maximum premium for subsequent term periods is based on the attained age of the insured at the time of renewal.
± Premiums deisplayed are for renewals only.
† Premium is less than the required minimum premium amount of $2.00 per week.
This rate card is for policy and rider forms P20RCT or state variations thereof and is incomplete without a corresponding brochure that describes the benefits, exclusions, and limitations of the forms. The policy and rider are underwritten by American Heritage
Life Insurance Company. Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office: Jacksonville, FL), a subsidiary of The Allstate Corporation. © 2016 Allstate Insurance Company
This rate card is approved for use in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, WY
This rate card expires and is no longer valid after 12/31/2019 or the expiry date of the corresponding brochure(s), if earlier.
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