Page 44 - Weinberg & Schwartz Allstate Brochure Flipbook

UL21P Flexible Premium Adjustable Life Insurance [to age 85*]

Tobacco

The appropriate illustration certification form must be completed in all states.

$25,000 $50,000 $75,000 $100,000 $150,000
Specified Amount Specified Amount Specified Amount Specified Amount Specified Amount
Guaranteed Guaranteed Guaranteed Guaranteed Guaranteed
Net Net Net Net Net
Issue Bi-weekly Surrender Bi-weekly Surrender Bi-weekly Surrender Bi-weekly Surrender Bi-weekly Surrender Issue
Age Premium Premium Premium Premium Premium Age
Value*** Value*** Value*** Value*** Value***
@ Age 65 @ Age 65 @ Age 65 @ Age 65 @ Age 65
19 N/A † $14.20 $20,910 $20.84 $32,042 $27.46 $43,087 $40.74 $65,351 19
20 N/A † 14.68 20,804 21.56 31,872 28.42 42,858 42.18 64,993 20
21 N/A † 15.18 20,692 22.30 31,654 29.44 42,693 43.68 64,616 21
22 N/A † 15.72 20,642 23.12 31,607 30.50 42,498 45.30 64,427 22
23 N/A † 16.26 20,498 23.92 31,345 31.58 42,192 46.92 63,957 23
24 N/A † 16.84 20,401 24.78 31,158 32.74 41,981 48.64 63,561 24
25 N/A † 17.44 20,283 25.72 31,101 33.96 41,792 50.50 63,365 25
26 N/A † 18.06 20,132 26.64 30,831 35.20 41,470 52.34 62,807 26
27 N/A † 18.74 20,068 27.64 30,667 36.54 41,266 54.36 62,520 27
28 $10.18 $9,393 19.42 19,900 28.66 30,407 37.90 40,913 56.38 61,927 28
29 10.54 9,312 20.16 19,773 29.78 30,234 39.40 40,695 58.62 61,566 29
30 10.94 9,274 20.92 19,582 30.94 29,987 40.94 40,343 60.94 61,056 30
31 11.34 9,172 21.76 19,457 32.18 29,742 42.58 39,981 63.42 60,551 31
32 11.78 9,101 22.64 19,297 33.50 29,494 44.36 39,690 66.06 60,039 32
33 12.24 9,010 23.56 19,098 34.88 29,185 46.20 39,273 68.84 59,448 33
34 12.74 8,939 24.54 18,898 36.36 28,897 48.16 38,857 71.78 58,815 34
35 13.26 8,844 25.58 18,694 37.92 28,581 50.24 38,431 74.90 58,168 35
36 15.12 8,764 29.32 18,553 43.50 28,308 57.70 38,097 86.08 57,641 36
37 15.70 8,642 30.48 18,293 45.26 27,943 60.04 37,593 89.60 56,894 37
38 16.32 8,525 31.72 18,041 47.12 27,556 62.50 37,042 93.30 56,073 38
39 16.98 8,405 33.02 17,755 49.08 27,133 65.12 36,483 97.22 55,211 39
40 17.68 8,279 34.42 17,487 51.16 26,694 67.90 35,901 101.38 54,316 40
41 18.40 8,118 35.88 17,173 53.34 26,203 70.82 35,258 105.76 53,343 41
42 19.18 7,970 37.42 16,837 55.66 25,703 73.90 34,569 110.38 52,302 42
43 19.98 7,787 39.02 16,454 58.08 25,143 77.12 33,810 115.22 51,166 43
44 20.84 7,614 40.74 16,091 60.64 24,567 80.54 33,044 120.36 50,018 44
45 21.72 7,405 42.50 15,656 63.30 23,926 84.08 32,177 125.66 48,698 45
46 25.80 7,213 50.68 15,226 75.56 23,238 100.42 31,233 150.18 47,258 46
47 26.74 6,986 52.54 14,692 78.36 22,415 104.16 30,121 155.78 45,550 47
48 27.72 6,733 54.52 14,143 81.32 21,553 108.12 28,963 161.72 43,783 48
49 28.78 6,474 56.64 13,567 84.50 20,661 112.36 27,755 168.06 41,929 49
50 29.90 6,193 58.88 12,952 87.84 19,698 116.82 26,456 174.76 39,961 50
51 33.76 5,725 66.58 11,953 99.42 18,192 132.24 24,419 197.90 36,885 51
52 35.00 5,315 69.08 11,093 103.16 16,871 137.24 22,650 205.40 34,206 52
53 36.32 4,889 71.70 10,185 107.08 15,480 142.48 20,785 213.24 31,377 53
54 37.68 4,428 74.44 9,227 111.18 14,017 147.94 18,815 221.44 28,404 54
55 39.12 4,478 77.30 9,276 115.48 14,074 153.66 18,872 230.02 28,469 55
56 44.80 4,087 88.66 8,453 132.52 12,819 176.40 17,192 264.12 25,925 56
57 46.34 3,438 91.74 7,117 137.14 10,797 182.54 14,476 273.36 21,840 57
58 47.96 2,753 94.98 5,712 142.02 8,675 189.04 11,633 283.10 17,554 58
59 49.68 2,205 98.44 4,585 147.18 6,961 195.94 9,341 293.44 14,097 59
60 51.50 1,619 102.06 3,377 152.64 5,137 203.20 6,894 304.34 10,412 60
61 59.18 1,056 117.42 2,219 175.66 3,382 233.90 4,545 350.38 6,872 61
62 61.16 542 121.40 1,164 181.62 1,784 241.86 2,406 362.32 3,648 62
63 63.24 55 125.54 161 187.86 267 250.16 373 374.78 585 63
64 65.38 0 129.84 0 194.28 0 258.74 0 387.64 0 64
65 67.62 N/A 134.30 N/A 200.98 N/A 267.66 N/A 401.02 N/A 65
* [to age 85] means that the premium shown, if paid when due, will keep the policy in force to age 85 on the worst-case basis, assuming no policy changes, loans, or partial
surrenders are made. Other premium/face amount scenarios may provide you more or less death benefit per $1.00 of premium. Your agent can assist you with your decision
on the premium amount and death benefit amount most appropriate to meet your insurance needs. Premiums may need to be increased in order to maintain life insurance
coverage beyond age 85. If still in force, the life insurance policy will mature for the net surrender value on the policy anniversary on or next following the insured's 95th birthday.

† Premium is less than minimum premium allowed.

*** The guaranteed net surrender values for the life insurance policy assume that premiums are paid weekly at the beginning of each week, that death benefit option 1 is
selected, and that no loans, partial surrenders, or changes in specified amount or death benefit option occur. Guaranteed values are based on the minimum interest rate of 4.00%
and maximum cost of insurance rates. Policy values are affected by actual interestt rates credited to the policy and cost of insurance rates charged.
The maximum specified amount for an employee or spouse varies by account. Amounts shown above are subject to the underwriting offer for the account.
It is possible that coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage.
This rate card is for form UL21P, and is incomplete without corresponding brochures that describe the benefits, exclusions, and limitations of
the forms. The policy is underwritten by American Heritage Life Insurance Company. Allstate Benefits is the marketing name used by American Heritage Life Insurance
Company (Home Office: Jacksonville, FL), a subsidiary of The Allstate Corporation. © 2018 Allstate Insurance Company
This ratecard is approved for use in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME
MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, VI, WA, WV, WI, WY
This rate card expires and is no longer valid after 12/31/2019 or the expiry date of the corresponding brochure(s), if earlier.

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