Page 10 - Prestige
P. 10

UL21 P Flexible Premium Adjustable Life Insurance [to age 85*]
                                                         Tobacco
                                           SAMPLE RATES

                                       The appropriate illustration certification form must be completed in all states.
                       $25,000           $50,000           $75,000           $100,000          $150,000
                     Scecified Amount   Scecified Amount   Scecified Amount   Scecified Amount   Scecified Amount
                           Guaranteed        Guaranteed        Guaranteed        Guaranteed         Guaranteed
                             Net                Net               Net               Net               Net
             Issue   Weekly          Weekly            Weekly             Weekly            Weekly          Issue
             Age   Premium   Surrender   Premium   Surrender   Premium   Surrender   Premium   Surrender   Premium   Surrender   Age
                            Value .. *        Value***          Value***          Value***           Value***
                           @Aae65             @Aae65            @Aae65            @Aae65            @Aae65
              19      N/A  t           $7.10   $20,910   $10.42   $32,042   $13.73   $43,087   $20.37   $65,351   19
              20      N/A  t           7.34    20,804    10.78   31,872    14.21   42,858    21.09   64,993   20
              21      N/A  t           7.59    20,692    11.15   31,654    14.72   42,693    21.84   64,616   21
              22      N/A  t           7.86    20,642    11.56   31,607    15.25   42,498    22.65   64,427   22
              23      N/A  t           8.13    20,498    11.96   31,345    15.79   42,192    23.46   63,957   23
              24      N/A  t           8.42    20,401    12.39   31,158    16.37   41,981    24.32   63,561   24
              25      N/A  t           8.72    20,283    12.86   31,101    16.98   41,792    25.25   63,365   25
              26      N/A  t           9.03    20,132    13.32   30,831    17.60   41,470    26.17   62,807   26
              27      N/A  t           9.37    20,068    13.82   30,667    18.27   41,266    27.18   62,520   27
              28     $5.09   $9,393    9.71    19,900    14.33   30.407    18.95   40,913    28.19   61,927   28
              29     5.27     9,312    10.08   19,773    14.89   30,234    19.70   40,695    29.31   61,566   29
              30     5.47     9,274    10.46   19,582    15.47   29,987    20.47   40,343    30.47   61,056   30
              31     5.67     9,172    10.88   19,457    16.09   29,742    21.29   39,981    31.71   60,551   31
              32     5.89     9,101    11.32   19,297    16.75   29,494    22.18   39,690    33.03   60,039   32
              33     6.12     9,010    11.78   19,098    17.44   29,185    23.10   39,273    34.42   59,448   33
              34     6.37     8,939    12.27   18,898    18.18   28,897    24.08   38,857    35.89   58,815   34
              35     6.63     8,844    12.79   18,694    18.96   28,581    25.12   38,431    37.45   58,168   35
              36     7.56     8,764    14.66   18,553    21.75   28,308    28.85   38,097    43.04   57,641   36
              37     7.85     8,642    15.24   18,293    22.63   27,943    30.02   37,593    44.80   56,894   37
              38     8.16     8,525    15.86   18,041    23.56   27,556    31.25   37,042    46.65   56,073   38
              39     8.49     8,405    16.51   17,755    24.54   27,133    32.56   36,483    48.61   55,211   39
              40     8.84     8,279    17.21   17,487    25.58   26,694    33.95   35,901    50.69   54,316   40
              41     9.20     8,118    17.94   17,173    26.67   26,203    35.41   35,258    52.88   53,343   41
              42     9.59     7,970    18.71   16,837    27.83   25,703    36.95   34,569    55.19   52,302   42
              43     9.99     7,787    19.51   16,454    29.04   25,143    38.56   33,810    57.61   51,166   43
              44    10.42     7,614    20.37   16,091    30.32   24,567    40.27   33,044    60.18   50,018   44
              45    10.86     7,405    21.25   15,656    31.65   23,926    42.04   32,177    62.83   48,698   45
              46     12.90    7,213    25.34   15,226    37.78   23,238    50.21   31,233    75.09   47,258   46
              47     13.37    6,986    26.27   14,692    39.18   22.415    52.08   30,121    77.89   45,550   47
              48    13.86     6,733    27.26   14,143    40.66   21,553    54.06   28,963    80.86   43,783   48
              49    14.39     6.474    28.32   13,567    42.25   20,661    56.18   27,755    84.03   41,929   49
              50    14.95     6,193    29.44   12,952    43.92   19,698    58.41   26,456    87.38   39,961   50
              51    16.88     5,725    33.29   11,953    49.71   18,192    66.12   24,419    98.95   36,885   51
              52    17.50     5,315    34.54   11,093    51.58   16,871    68.62   22,650   102.70   34,206   52
              53    18.16     4,889    35.85   10,185    53.54   15.480    71.24   20,785   106.62   31,377   53
              54    18.84     4,428    37.22    9,227    55.59   14,017    73.97   18,815   110.72   28,404   54
              55    19.56     4.478    38.65    9,276    57.74   14,074    76.83   18,872   115.01   28,469   55
              56    22.40     4,087    44.33    8,453    66.26   12,819    88.20   17,192   132.06   25,925   56
              57    23.17     3.438    45.87    7,117    68.57   10,797    91.27   14,476   136.68   21,840   57
              58    23.98     2,753    47.49    5,712    71.01    8,675    94.52   11,633   141.55   17,554   58
              59    24.84     2,205    49.22    4,585    73.59    6,961    97.97    9,341   146.72   14,097   59
              60    25.75     1,619    51.03    3,377    76.32    5,137   101.60    6,894   152.17   10,412   60
              61    29.59     1,056    58.71    2,219    87.83    3,382   116.95    4,545   175.19    6,872   61
              62     30.58     542     60.70    1,164    90.81    1,784   120.93    2,406   181.16    3,648   62
              63    31.62       55     62.77     161     93.93     267    125.08     373    187.39     585   63
              64    32.69       0      64.92      0      97.14       0    129.37       0    193.82       0   64
              65    33.81      N/A     67.15     N/A    100.49     N/A    133.83     N/A    200.51      N/A   65
            • [lo age 85)  means that the premium shown,  if paid when due,  will k e ep the policy in force to age 85 on the worst-case basis,  assuming no policy changes,  loans,  or partial
             surrenders are made.  O t her premium/face amount scenarios may provide you more or less death benefit per $1.00  of premium.  Your agent can assist you with your decision
             on the premium amount and death benefit amount most appropriate lo meet your insurance needs. Premiums may need to be increased in order to maintain life insurance
             coverage beyond age 85.  If still in force,  the life insurance policy will mature for the net surrender value on the policy anniversary on or next following the insured's 95 th birthday.

            t  Premium is less than minimum premium allowed.

            "'  The guaranteed net surrender values for the life insurance policy  assume that premiums are paid weekly at the beginning of each week,  that death benefit option 1  is
             selected,  and that no loans,  partial surrenders,  or changes in specified amount or death benefit option occur.  Guaranteed values are  based on the minimum interest rate of 4.00%
             and maximum cost of insurance rates.  Policy values are affected by actual interest rates credited to the policy and cost of insurance rates charged.
            The maximum specified amount for an employ ee and spouse varies by account  Amounts shown are subject to the terms of the underwriting offer for the accounl
            It is possible that coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage.

            This rate card is for form Ul21 P,  and is incomplete without corresponding brochures that describe the benefits,  exdusions,  and limitations of
             the forms. The policy is underwritten by American Heritage Life Insurance Company. Allstate Benefits is the marketing name used by A m erican Heritage L i fe Insurance
            Company (Home O ff ice:  Jacksonville, Fl), a subsidiary  ofThe Allstate Corporation.© 2018 A l lstate Insurance Company
                                                                                           � A I I state 0
            This ratecard is approved for use in: Al,  AK, J>.Z,  AR, CA, CO, CT,  DE,  DC, FL, GA, GU, HI, ID,  IL,  IN, IA, KS, KY, L A , ME   BENEFITS
            ��-��������-��m�������mR�������m
            This rate card expires and is no longer valid after 12 /31/2019 or the expiry date of the corresponding brochure(s),  if earlier.

            ABJ20733                                       Page  2  of 2
   5   6   7   8   9   10   11   12   13   14   15