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Death Benefit Issue Age 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

CV @ age 65 or 10 years¹ $24,619 24,488 24,350 24,206 24,054 23,893 23,724 23,546 23,358 23,159 22,949 22,728 22,496 22,251 21,993 21,724 21,442 21,148 20,843 20,525 20,193 19,845 19,477 19,088 18,675 18,238 17,772 17,277 16,752 16,192 15,597 14,965 14,293 Allstate Benefits is a marketing name used by American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation. ©2020 Allstate Insurance Company. www

$70,000
Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
Semimonthly Premium $18.70 17.24 17.71 18.29 18.99 19.72 20.68 21.64 22.67 23.74 24.77 25.93 27.21 28.56 30.02 31.71 34.16 36.61 38.01 39.38 41.60 43.84 46.17 48.77 51.83 55.10 58.48 61.69 65.60 69.92 74.58 79.36 84.44 HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-10000- 70000-10000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

CV @ age 65 or 10 years¹ $21,102 20,990 20,872 20,748 20,618 20,480 20,335 20,182 20,021 19,850 19,670 19,481 19,282 19,072 18,851 18,620 18,379 18,127 17,866 17,593 17,308 17,010 16,694 16,361 16,007 15,632 15,233 14,809 14,359 13,879 13,369 12,827 12,251 Ratecard generated July 6, 2020 - 4:02 PM by IWL rate generator version: 2.43769.
$60,000 ST:F
Semimonthly Premium $16.03 14.78 15.18 15.68 16.28 16.90 17.73 18.55 19.43 20.35 21.23 22.23 23.33 24.48 25.73 27.18 29.28 31.38 32.58 33.75 35.65 37.58 39.58 41.80 44.43 47.23 50.13 52.88 56.23 59.93 63.93 68.03 72.38

CV @ age 65 or 10 years¹ $17,585 17,492 17,393 17,290 17,182 17,067 16,946 16,819 16,685 16,542 16,392 16,235 16,069 15,894 15,710 15,517 15,316 15,106 14,888 14,661 14,424 14,175 13,912 13,634 13,340 13,027 12,695 12,341 11,966 11,566 11,141 10,690 10,209
N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
$50,000
Semimonthly Premium $13.36 12.31 12.65 13.06 13.56 14.09 14.78 15.46 16.19 16.96 17.69 18.52 19.44 20.40 21.44 22.65 24.40 26.15 27.15 28.13 29.71 31.31 32.98 34.84 37.02 39.36 41.78 44.06 46.86 49.94 53.28 56.69 60.31

CV @ age 65 or 10 years¹ $14,068 13,993 13,914 13,832 13,745 13,653 13,557 13,455 13,348 13,234 13,114 12,988 12,855 12,715 12,568 12,414 12,252 12,085 11,910 11,729 11,539 11,340 11,130 10,907 10,672 10,422 10,156 9,873 9,572 9,253 8,913 8,552 8,167

$40,000 9.85
Semimonthly Premium $10.68 10.12 10.45 10.85 11.27 11.82 12.37 12.95 13.57 14.15 14.82 15.55 16.32 17.15 18.12 19.52 20.92 21.72 22.50 23.77 25.05 26.39 27.87 29.62 31.49 33.42 35.25 37.48 39.95 42.62 45.35 48.25 ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt. This rate

CV @ age 65 or 10 years¹ $10,551 10,495 10,436 10,374 10,309 10,240 10,168 10,091 10,011 9,925 9,835 9,741 9,641 9,536 9,426 9,310 9,189 9,064 8,933 8,797 8,654 8,505 8,347 8,180 8,004 7,816 7,617 7,405 7,179 6,940 6,685 6,414 6,125 EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person. This information is valid as long a

$30,000 Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Semimonthly Premium $8.02 7.39 7.59 7.84 8.14 8.46 8.87 9.28 9.72 10.18 10.62 11.12 11.67 12.24 12.87 13.59 14.64 15.69 16.29 16.88 17.83 18.79 19.79 20.91 22.22 23.62 25.07 26.44 28.12 29.97 31.97 34.02 36.19 Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

CV @ age 65 or 10 years¹ $7,034 6,997 6,957 6,916 6,873 6,827 6,778 6,727 6,674 6,617 6,557 6,494 6,427 6,357 6,284 6,207 6,126 6,042 5,955 5,864 5,769 5,670 5,565 5,454 5,336 5,211 5,078 4,936 4,786 4,626 4,456 4,276 4,084 Please refer to the policy for details. Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). Details of the insurance, including exclusions, restricti

$20,000 4.93 5.06 5.23 5.43 5.64 5.91 6.19 6.48 6.79 7.08 7.41 7.78 8.16 8.58 9.06 9.76 This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Semimonthly Premium $5.35 10.46 10.86 11.25 11.89 12.53 13.19 13.93 14.81 15.74 16.71 17.63 18.75 19.98 21.31 22.68 24.13 For additional information, you may contact your Allstate Benefits Representative. † Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI).

CV @ age 65 or 10 years¹ $3,517 3,498 3,479 3,458 3,436 3,413 3,389 3,364 3,337 3,308 3,278 3,247 3,214 3,179 3,142 3,103 3,063 3,021 2,978 2,932 2,885 2,835 2,782 2,727 2,668 2,605 2,539 2,468 2,393 2,313 2,228 2,138 2,042

$10,000 2.47 2.53 2.62 2.72 2.82 2.96 3.09 3.24 3.39 3.54 3.71 3.89 4.08 4.29 4.53 4.88 5.23 5.43 5.63 5.95 6.27 6.60 6.97 7.41 7.88 8.36
Semimonthly Premium $2.67 8.82 9.37 9.99 10.66 11.34 12.07

Death Benefit Issue Age 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50

ABJ20743-85185