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Death Benefit Issue Age 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 w/EOI 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

CV @ age 65 or 10 years¹ $13,578 12,819 12,015 11,161 10,256 10,763 11,297 11,858 12,448 13,067 13,715 14,394 15,103 15,840 16,605 17,399 18,219 19,065 19,933 20,816 21,861 22,937 24,067 25,260 26,480 27,730 29,068 30,526 32,161 34,085 Allstate Benefits is a marketing name used by American Heritage Life Insurance Company, a subsidiary of The Allstate Corporation. ©2020 Allstate Insurance Company. www.allstate.com or allst

$70,000
Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
Semimonthly Premium $89.84 96.60 103.52 110.93 119.82 129.33 139.13 149.83 159.86 170.48 184.07 196.24 214.58 216.92 219.31 252.59 272.16 309.75 319.73 343.44 330.20 356.94 387.10 420.53 457.83 499.80 546.99 599.93 659.32 725.84 HO Use Only: MD-7311-TNTS-B_STD_-TRUE-60-FA-10000- 70000-10000-PI:E-24x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

CV @ age 65 or 10 years¹ $11,638 10,988 10,298 9,566 8,791 9,226 9,683 10,164 10,670 11,200 11,756 12,338 12,945 13,577 14,233 14,913 15,616 16,341 17,085 17,842 18,738 19,660 20,629 21,652 22,697 23,768 24,916 26,165 27,566 29,216 Ratecard generated July 6, 2020 - 4:02 PM by IWL rate generator version: 2.43769.
$60,000 ST:F
Semimonthly Premium $77.00 82.80 88.73 95.08 102.70 110.85 119.25 128.43 137.03 146.13 157.78 168.20 183.93 185.93 187.98 216.50 233.28 265.50 274.05 294.38 283.03 305.95 331.80 360.45 392.43 428.40 468.85 514.23 565.13 622.15

CV @ age 65 or 10 years¹ $9,699 9,157 8,582 7,972 7,326 7,688 8,070 8,470 8,892 9,334 9,797 10,282 10,788 11,315 11,861 12,428 13,014 13,618 14,238 14,869 15,615 16,384 17,191 18,043 18,914 19,807 20,763 21,805 22,972 24,347
N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
$50,000
Semimonthly Premium $64.17 69.00 73.94 79.23 85.59 92.38 99.38 107.02 114.19 121.77 131.48 140.17 153.28 154.94 156.65 180.42 194.40 221.25 228.38 245.32 235.86 254.96 276.50 300.38 327.02 357.00 390.71 428.52 470.94 518.46

CV @ age 65 or 10 years¹ $7,759 7,325 6,866 6,378 5,860 6,150 6,456 6,776 7,113 7,467 7,837 8,225 8,630 9,052 9,489 9,942 10,411 10,894 11,390 11,895 12,492 13,107 13,753 14,434 15,131 15,846 16,610 17,444 18,378 19,477

$40,000
Semimonthly Premium $51.34 55.20 59.15 63.39 68.47 73.90 79.50 85.62 91.35 97.42 105.18 112.14 122.62 123.95 125.32 144.33 155.52 177.00 182.70 196.25 188.69 203.97 221.20 240.30 261.62 285.60 312.57 342.82 376.75 414.77 ¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt. This

CV @ age 65 or 10 years¹ $5,819 5,494 5,149 4,783 4,395 4,613 4,842 5,082 5,335 5,600 5,878 6,169 6,473 6,789 7,117 7,457 7,808 8,171 8,543 8,921 9,369 9,830 10,315 10,826 11,348 11,884 12,458 13,083 13,783 14,608 EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person. This information is valid as long as information remains

$30,000 Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Semimonthly Premium $38.51 41.41 44.37 47.54 51.36 55.43 59.63 64.22 68.52 73.07 78.89 84.10 91.97 92.97 93.99 108.26 116.64 132.75 137.03 147.19 141.52 152.98 165.90 180.23 196.22 214.20 234.43 257.12 282.57 311.08 Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. SEMIMONTHLY means 24 times per year.

CV @ age 65 or 10 years¹ $3,879 3,663 3,433 3,189 2,930 3,075 3,228 3,388 3,557 3,733 3,919 4,113 4,315 4,526 4,744 4,971 5,205 5,447 5,695 5,947 6,246 6,553 6,876 7,217 7,566 7,923 8,305 8,722 9,189 9,739 Please refer to the policy for details. Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). Details of the insurance, including exclusions, restrictions, and other provis

$20,000 This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Semimonthly Premium $25.67 27.60 29.58 31.69 34.24 36.95 39.75 42.81 45.68 48.71 52.60 56.07 61.31 61.98 62.66 72.17 77.76 88.50 91.35 98.13 94.34 101.99 110.60 120.15 130.81 142.80 156.29 171.41 188.38 207.39 For additional information, you may contact your Allstate Benefits Representative. † Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI).

CV @ age 65 or 10 years¹ $1,940 1,831 1,716 1,594 1,465 1,538 1,614 1,694 1,778 1,867 1,959 2,056 2,158 2,263 2,372 2,486 2,603 2,724 2,848 2,974 3,123 3,277 3,438 3,609 3,783 3,961 4,153 4,361 4,594 4,869

$10,000
Semimonthly Premium $12.84 13.80 14.79 15.85 17.12 18.48 19.88 21.41 22.84 24.36 26.30 28.04 30.66 30.99 31.33 36.09 38.88 44.25 45.68 49.06 47.17 50.99 55.30 60.08 65.41 71.40 78.14 85.71 94.19 103.69

Death Benefit Issue Age 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 w/EOI 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80

ABJ20743-85185