Page 17 - Allstate Benefits Overview 2019

Basic Treatments Bridges & Dentures - Bridges replace missing teeth with
Provides benefits for simple dental procedures. Considered artificial replacements and are held in place by composite
a necessary treatment when a dental exam shows signs materials anchored to surrounding teeth. Complete or
of tooth decay. partial dentures are used to replace missing teeth when
Non-bitewing X-rays - This X-ray process is used to plan they cannot be repaired.
treatment for dental implants, detect impacted wisdom Single Crowns - Also known as "caps," crowns preserve
teeth and jaw problems, and diagnose bony tumors and damaged teeth and may be used to protect a cracked tooth,
cysts. Sometimes referred to as panoramic X-rays. restore functionality of a tooth with excessive decay, or
replace a pre-existing crown.
Space Maintainers/Harmful Habit Appliances - Used for
the correction and prevention of crooked teeth, spacing Repair & Maintenance of Crowns, Bridges & Dentures -
problems and to correct a bad bite. These are necessary Repairs and maintenance necessary when dentures or
to improve stability, function, health and aesthetics. bridges become loose and don't fit correctly, or when
crowns come loose or crack.
Fillings - A restorative treatment used to repair minimal
tooth fractures, tooth decay or otherwise damaged Inlays, Onlays & Veneers - Inlays and onlays are often
surfaces of the teeth. used in place of traditional dental fillings to treat tooth

General Anesthesia - A sedative used to establish a decay or similar structural damage, A veneer is a cosmetic
relaxed, easy and calm state, allowing dental work to shell or layer of porcelain or composite placed over the front
be performed. of the tooth to correct worn enamel, uneven alignment or
spacing, discoloration and chips or cracks,
Oral Cancer Screenings (age 40 or older, once/24
months) - The examination of the inside of the mouth Orthodontics - Braces, retainers or clear aligners are
and tongue for signs of oral cancer. used to correct conditions such as: crowded or crooked
teeth; overbite (top teeth extend beyond bottom teeth);
Simple Extractions - The removal of a tooth while under underbite (bottom teeth are too far forward or upper
a local anesthetic. teeth are too far back), and incorrect jaw position and
jaw-joint disorders.
Major Treatments
Provides benefits for more complicated dental procedures. MAXIMUM ROLLOVER ACCOUNT (MRA)
Scheduled benefits that allow you and your family to get The MRA gives you more control over your dental spending,
needed treatment for more extensive dental procedures; allowing you to take a portion of your unused annual
must satisfy a 12-month waiting period if no prior dental maximum and place it into a personal account.
coverage exists.

Complex Extractions - The removal of teeth that are not Here's how it works:
easily accessible or haven't broken the gumline including: • You can roll over up to $1,000 of your unused annual
wisdom teeth and impacted teeth. Oral surgery may be maximum into an MRA
performed to remove them. • Money in the MRA can be used in future years when

Periodontics - The treatment of disease of the tissues you have reached your plan's annual maximum
surrounding and supporting the teeth. If there are deep • You and your dependents can have separate MRAs,
periodontal pockets and considerable bone loss, surgical based on claims activity
therapy may be required, • You have more control over your dental spending and

Scaling & Root Planing - The removal of plaque and have more dollars when you need them
tartar from around teeth, from periodontal pockets in the To qualify, you must obtain a service from your dental
gums, and to smooth roots and remove bacterial toxins.
provider and not exceed your paid claims threshold during
Root Canal - The removal of diseased pulp tissue from your benefit year. Each year, you and your covered family
the interior of a tooth. Once hollowed out and cleaned, members will receive an annual statement detailing
the roots are filled and sealed. MRA account activity. (see insert for details)

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