Page 18 - Allstate Benefits Overview 2019

Guardian's DentalGuard®
General Limitations and Exclusions
This policy provides dental insurance only.
Coverage is limited to those charges that are
necessary to prevent, diagnose or treat dental
disease, defect or injury. Deductibles apply.
The plan does not pay for: oral hygiene services
(except as covered under Preventive Services),
orthodontic (unless expressly provided for),
cosmetic or experimental treatments, and to the
extent benefits are payable by any other payor
or for which no charge is made, prosthetic
devices unless certain conditions are met, and
services ancillary to surgical treatment. The plan
limits benefits for d·agnostic consultations and for
preventive, restorative, endodontic, periodontic and
prosthodontic services. The services, exclusions
and limitations listed above do not constitute a
contract and are a summary only. The Guardian
plan documents are the final arbiter of coverage
G P-1-DG2000.

This material is valid as long as information
remains current, but in no event later than
July 1, 2018. The DentalGuard® policy is
underwritten by the Guardian Life Insurance
Company of America and offered through
Allstate Benefits.

DentalGuard® is a registered servicemark of the
Guardian Life Insurance Company of America
("Guardian"), used with permission. Guardian is
not responsible for the statements in this material.

Allstate Benefits ·s authorized to offer certain
DentalGuard® policies underwritten by Guardian,
but Allstate Benefits is not an affiliate or related
entity of Guardian.

•Allstate® Allstate Benefits is the marketing name used by American Heritage Life Insurance Company
(Home Office, Jacksonville, FL), a subsidiary ofThe Allstate Corporation.
BENEFITS Visit us at www.allstate.com or allstatebenefits.com.

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