Page 11 - 2020 Flipbook Paulo

Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):

[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)

N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S N O N - T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit

Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
18 $6.18 $8,793 $12.34 $17,585 $18.50 $26,378 $24.66 $35,170 $30.82 $43,963 $37.00 $52,755 18
19 5.70 8,746 11.38 17,492 17.06 26,237 22.74 34,983 28.42 43,729 34.10 52,475 19
20 5.84 8,697 11.68 17,393 17.52 26,090 23.36 34,786 29.20 43,483 35.02 52,179 20
21 6.04 8,645 12.06 17,290 18.10 25,935 24.12 34,580 30.16 43,225 36.18 51,870 21
22 6.28 8,591 12.52 17,182 18.78 25,772 25.04 34,363 31.30 42,954 37.56 51,545 22
23 6.52 8,533 13.00 17,067 19.50 25,600 26.00 34,133 32.50 42,666 39.02 51,200 23
24 6.82 8,473 13.64 16,946 20.46 25,419 27.28 33,892 34.10 42,365 40.92 50,838 24
25 7.14 8,409 14.28 16,819 21.42 25,228 28.54 33,637 35.68 42,046 42.82 50,456 25
26 7.48 8,342 14.96 16,685 22.42 25,027 29.90 33,369 37.36 41,711 44.84 50,054 26
27 7.84 8,271 15.66 16,542 23.50 24,813 31.32 33,084 39.14 41,355 46.96 49,626 27
28 8.18 8,196 16.34 16,392 24.50 24,588 32.66 32,784 40.82 40,980 49.00 49,176 28
29 8.56 8,117 17.10 16,235 25.66 24,352 34.20 32,469 42.74 40,586 51.30 48,704 29
30 8.98 8,034 17.96 16,069 26.92 24,103 35.90 32,137 44.86 40,171 53.84 48,206 30
31 9.42 7,947 18.84 15,894 28.24 23,840 37.66 31,787 47.08 39,734 56.50 47,681 31
32 9.90 7,855 19.80 15,710 29.68 23,564 39.58 31,419 49.48 39,274 59.38 47,129 32
33 10.46 7,759 20.92 15,517 31.36 23,276 41.82 31,034 52.26 38,793 62.72 46,551 33
34 11.26 7,658 22.52 15,316 33.78 22,973 45.04 30,631 56.30 38,289 67.56 45,947 34
35 12.08 7,553 24.14 15,106 36.22 22,659 48.28 30,212 60.34 37,765 72.42 45,318 35
36 12.54 7,444 25.06 14,888 37.60 22,332 50.12 29,776 62.66 37,220 75.18 44,664 36
37 13.00 7,331 25.96 14,661 38.96 21,992 51.94 29,322 64.92 36,653 77.90 43,983 37
38 13.72 7,212 27.44 14,424 41.14 21,635 54.86 28,847 68.56 36,059 82.28 43,271 38
39 14.46 7,088 28.90 14,175 43.36 21,263 57.82 28,350 72.26 35,438 86.72 42,525 39
40 15.22 6,956 30.46 13,912 45.68 20,868 60.90 27,824 76.12 34,780 91.34 41,736 40
41 16.08 6,817 32.16 13,634 48.24 20,451 64.32 27,268 80.40 34,085 96.48 40,902 41
42 17.10 6,670 34.18 13,340 51.26 20,009 68.36 26,679 85.44 33,349 102.52 40,019 42
43 18.16 6,514 36.34 13,027 54.50 19,541 72.66 26,054 90.82 32,568 109.00 39,081 43
44 19.28 6,347 38.56 12,695 57.84 19,042 77.12 25,389 96.40 31,736 115.68 38,084 44
45 20.34 6,171 40.68 12,341 61.02 18,512 81.36 24,682 101.68 30,853 122.02 37,023 45
46 21.64 5,983 43.26 11,966 64.88 17,948 86.50 23,931 108.14 29,914 129.76 35,897 46
47 23.06 5,783 46.10 11,566 69.16 17,349 92.20 23,132 115.24 28,915 138.30 34,698 47
48 24.60 5,571 49.18 11,141 73.78 16,712 98.36 22,282 122.94 27,853 147.52 33,423 48
49 26.18 5,345 52.34 10,690 78.50 16,034 104.66 21,379 130.82 26,724 157.00 32,069 49
50 27.84 5,105 55.68 10,209 83.52 15,314 111.36 20,418 139.18 25,523 167.02 30,627 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
issue ages 66-80.
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.

This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2019 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued. Insurance Company.
For additional information, you may contact your Allstate Benefits Representative.
www.allstate.com or
allstatebenefits.com

† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
Ratecard generated March 3, 2020 - 8:58 AM by IWL rate generator version: 2.43769.
ABJ20743-55556