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Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age): Allstate Benefits Individual Whole Life Insurance (IWL) for Employee with riders (when available for the issue age):
[100%] Accelerated Death Benefit for Chronic Illness (CI)†, and Accelerated Death Benefit for Terminal Illness or Condition (TI)
T O B A C C O P R E M I U M R A T E S A N D V A L U E S T O B A C C O P R E M I U M R A T E S A N D V A L U E S
Death $25,000 $50,000 $75,000 $100,000 $125,000 $150,000 Death
Benefit Benefit
Issue Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 Biweekly CV @ age 65 This section intentionally Issue
Age Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ Premium or 10 years¹ left blank. Age
19 $9.28 $10,993 $18.54 $21,986 $27.82 $32,979 $37.08 $43,972 $46.36 $54,965 $55.62 $65,958 19
20 9.34 10,932 18.66 21,864 28.00 32,795 37.32 43,727 46.64 54,659 55.98 65,591 20
21 9.76 10,867 19.50 21,735 29.26 32,602 39.00 43,469 48.76 54,336 58.52 65,204 21
22 10.20 10,800 20.38 21,599 30.56 32,399 40.74 43,198 50.92 53,998 61.10 64,797 22
23 10.64 10,728 21.28 21,456 31.92 32,183 42.54 42,911 53.18 53,639 63.82 64,367 23
24 11.14 10,653 22.26 21,306 33.38 31,958 44.50 42,611 55.64 53,264 66.76 63,917 24
25 11.68 10,574 23.36 21,148 35.02 31,721 46.70 42,295 58.38 52,869 70.04 63,443 25
26 12.20 10,491 24.40 20,981 36.58 31,472 48.78 41,962 60.96 52,453 73.16 62,943 26
27 12.76 10,403 25.48 20,805 38.24 31,208 50.98 41,610 63.72 52,013 76.46 62,415 27
28 13.32 10,309 26.62 20,619 39.94 30,928 53.24 41,237 66.54 51,546 79.86 61,856 28
29 13.86 10,211 27.72 20,422 41.58 30,632 55.42 40,843 69.28 51,054 83.14 61,265 29
30 14.36 10,107 28.72 20,213 43.08 30,320 57.42 40,426 71.78 50,533 86.14 60,639 30
31 15.06 9,997 30.12 19,993 45.18 29,990 60.24 39,986 75.30 49,983 90.36 59,979 31
32 15.80 9,881 31.60 19,761 47.40 29,642 63.20 39,522 79.00 49,403 94.80 59,283 32
33 16.62 9,758 33.24 19,516 49.86 29,273 66.46 39,031 83.08 48,789 99.70 58,547 33
34 17.50 9,629 34.98 19,259 52.48 28,888 69.98 38,517 87.46 48,146 104.96 57,776 34
35 18.32 9,495 36.62 18,990 54.94 28,484 73.24 37,979 91.54 47,474 109.86 56,969 35
36 19.18 9,353 38.38 18,707 57.56 28,060 76.74 37,413 95.92 46,766 115.10 56,120 36
37 20.26 9,205 40.50 18,411 60.76 27,616 81.00 36,821 101.26 46,026 121.52 55,232 37
38 21.40 9,051 42.78 18,101 64.16 27,152 85.54 36,202 106.92 45,253 128.32 54,303 38
39 22.54 8,888 45.06 17,776 67.60 26,664 90.12 35,552 112.66 44,440 135.18 53,328 39
40 23.60 8,717 47.18 17,434 70.78 26,151 94.36 34,868 117.94 43,585 141.52 52,302 40
41 25.00 8,537 49.96 17,074 74.96 25,610 99.94 34,147 124.92 42,684 149.90 51,221 41
42 26.44 8,346 52.90 16,693 79.34 25,039 105.78 33,385 132.22 41,731 158.66 50,078 42
43 27.98 8,144 55.96 16,289 83.96 24,433 111.94 32,577 139.92 40,721 167.90 48,866 43
44 29.62 7,930 59.22 15,860 88.82 23,790 118.42 31,720 148.04 39,650 177.64 47,580 44
45 31.18 7,702 62.34 15,404 93.50 23,105 124.66 30,807 155.82 38,509 187.00 46,211 45
46 32.90 7,459 65.78 14,919 98.66 22,378 131.54 29,837 164.44 37,296 197.32 44,756 46
47 34.82 7,202 69.62 14,404 104.44 21,606 139.24 28,808 174.04 36,010 208.86 43,212 47
48 36.88 6,929 73.74 13,858 110.60 20,787 147.46 27,716 184.34 34,645 221.20 41,574 48
49 38.96 6,639 77.90 13,279 116.84 19,918 155.78 26,557 194.72 33,196 233.66 39,836 49
50 41.18 6,331 82.36 12,663 123.52 18,994 164.70 25,325 205.88 31,656 247.06 37,988 50
¹ CV @ age 65 or 10 years - Cash Value shown is at attained age 65 or the end of year 10 if later, and assumes all premiums have been paid, no changes have been made to the policy, and there is no policy debt.
This rate insert is for use with materials for applications taken in AK, AL, AR, AZ, CO, CT, DC, DE, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE,
NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY, and is not to be used on its own. EOI = Evidence of Insurability. EOI is required for all quotes for
EXCLUSIONS AND LIMITATIONS: Suicide Exclusion - If a covered person commits suicide, the death benefit may be limited to the premiums paid for that covered person.
Other Exclusions and Limitations - The policy and riders (if included) have other elimination periods, exclusions and limitations that may affect coverage.
Please refer to the policy for details.
Rates shown are based on Tobacco/Non-tobacco, Issue Age Specific rating structure. BIWEEKLY means 26 times per year.
This information is valid as long as information remains current, but in no event later than 12/31/2021. Individual Whole Life Insurance benefits are provided under
form ICC18IWLP, or state variations thereof. Rider benefits are provided under the following forms, or state variations thereof: [100%] Accelerated Death Benefit for Allstate Benefits is a marketing
Chronic Illness (ICC18IWLPCI), and Accelerated Death Benefit for Terminal Illness or Condition (ICC18IWLPTI). name used by American Heritage
Life Insurance Company, a
subsidiary of The Allstate
This is underwritten by American Heritage Life Insurance Company (Home Office, Jacksonville, FL).
Corporation. ©2019 Allstate
Details of the insurance, including exclusions, restrictions, and other provisions are included in the policies issued.
Insurance Company.
For additional information, you may contact your Allstate Benefits Representative. www.allstate.com or
allstatebenefits.com
† Issue Ages 18-70 Only for [100%] Accelerated Death Benefit for Chronic Illness (CI). HO Use Only: MD-6411-TNTS-B_STD_-TRUE-5-FA-25000-
150000-25000-PI:E-26x-TI:T-PWP:F-ADB:F-TYT:0-CI:T-CT:F-
ST:F
Ratecard generated March 3, 2020 - 8:58 AM by IWL rate generator version: 2.43769.
ABJ20743-55556
