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         Philosophy and Fundamentals of Sharī’ah for Islamic Finance
         SHA0011
                Factors Contributing to the Differences of Opinions among the Schools of
                Islamic Legal Thought.
                As indicated earlier, divergence of opinions in fiqh is inevitable due to the
                very nature quranic texts and Prophetic tradition. On top of that, the differences
                of opinions is attributed by the following factors :

                1.     Differences in Methodologies of Uṣūl al-Fiqh

                       Scholars of various Schools of Islamic Legal Thought differed in the principles
                       they applied. For instance accepted the rulings of  the companions of
                       the Prophet SAW as a sound basis for Sharī’ah rulings, while others
                       do not not place such a great reliance on the rulings of the companions.

                       Some  Scholars  adopted  the  principle  of  unrestricted/public  interest
                       (Maṣlaḥah  Mursalah)  while  the  others  did  not  take  this  principle
                       as  a  valid  source  of  law,  and  this  leads  to  actual  differences  in
                       formulating the laws.

                2.     Authority of Sunnah

                       Most of the juristic differences among the early scholars can be traced back
                       to the narration of sayings attributed to the Prophet SAW. A jurist may
                       receive a Ḥadīth which he considers to be defective, thus preventing him
                       from using it for making a legal ruling. The following are some possibilities
                       in this regard:

                       a.     The chain of narration (isnād) going back to the Prophet SAW
                              may not be weak and may include a narrator who is obscure
                              or untrustworthy, or whose memory is weak or defective.

                       b.     The isnād may be “interrupted,” that is to say the narrator did
                              not cite the first authority who had heard the Ḥadīth from
                              the  Prophet SAW.

                       c.     The jurist, especially in the case of a Ḥadīth reported by a single
                              narrator, may impose certain conditions for the probity of a
                              narrator which others do not impose. His conclusions and his
                              judgements on these particular issues may therefore differ from
                              those of others.

                3.     Differences in Accepting Particular Sources of Sharī’ah
                       There are many principles of this kind of which the scholars were at
                       variance.  They  differed  over  the  admissibility  of  using  the  principles
                       of  “blocking  the  means  to  wrongdoing”  (sadd  al-dharā’i‘),  “juristic
                       preference”  (istiḥsān),  “presumption  of  continuity”  (istiṣḥāb),
                       “adopting the more cautious”
                       (al-akhdhu  bi  al-aḥwaṭ),  “adopting  the  more  lenient”  (al-akhdhu  bi
                       al-akhaff),  “adopting  the  more  severe”  (al-akhdhu  bi  al-athqal),
                       “customary  law”  (`urf),  and  “local  custom”  (al-‘ādah).  They also
                       differed on the implications of primary texts, the methods of arriving
                       at these implications, and what could justifiably be supported from
                       these texts. In this way, many differences in the field of subsidiary
                       laws arise.
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