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Philosophy and Fundamentals of Sharī’ah for Islamic Finance
SHA0011

Thus, Islām is not confined to certain race, tribe or group. It is not
for Arab only nor for Malay. Islām is for the whole of the human
race regardless of their colours, languages, races or nationalities. It
subjects to no time limits and no geographical boundaries.

3. Realistic (Wāqi’iyyah)

While Sharī’ah emphasises on the noble values of morality, it does
not prevent the giving of attention to the reality that is faced. Sharī’ah
does not operate in the ocean of fantasy nor fly in the air nor float
in the pseudo-space of idealism that creates the ideal man without
existence. Sharī’ah takes cognisance the nature of man and reality of
this worldly life as prescribed in rules and regulations which include:

a. It is permissible for any Muslim to perform the obligatory
prayer in sitting mode if his condition does not permit him to
stand; or

b. It is permissible for the patron or the guardian of orphans to
take a fixed amount from their money for his guardianship.

4. Completeness (Shumūliyyah)

Shumūl means complete or comprehensive. Islām is a complete and
comprehensive religion and a way of life, not simply a form of belief
and worship. Islām covers all aspects of human life:

a. Relationship between man and Allāh SWT;

b. Relationship between man and his fellow human being;

c. Relationship between man and the unseen world such as genie;
and
d. Relationship between man and the environment which includes
animals.

The completeness of Islām as a religion and a way of life is indicated in
the following Quranic verse:

“Today have I perfected your religious law for you, and have bestowed
upon you the full measure of My blessings “
(al-Mā’idah 5: 3)