Page 6 - i-land Brcohure UK & CHI

6
Key i-land Resident Information
Your Lease
You should have received a copy lease when you purchased your property (copies of which are available for a fee from the Land Registry, and can be ordered via their website). The Lease describes your rights and responsibilities as a‘leaseholder’, and it is useful that you understand the covenants fully (what you can and cannot do with your property).
We appreciate some of you may be renting your apartment, so an overview of the ‘key lease responsibilities’ has been included later in this handbook (see page 9).
Your Mainstay team are available to discuss any of the lease terms if you require any clarity, or your own Solicitor may be able to assist with this. We also remind leaseholders of their responsibilities when renting their apartment to a tenant and in line with the lease.
Insurance
Building Insurance for the building is arranged by your
Landlord, which usually covers building, terrorism, and property owner’s liability insurance. This covers events such as storms, re, oods, subsidence, terrorist attacks etc. A copy of the insurance policy can be provided to you free of charge, by contacting your Property Services Advisor or going to the ‘My Development’ area of the Leaseholder Portal on our website where you can download the latest policy documents.
Contents Insurance: It is strongly recommended that residents take out Contents Insurance for personal possessions. For example; if a water pipe bursts damaging personal property, it is your responsibility to have adequate insurance cover.
Residents Portal: An online portal is available to all leaseholders where information relating to the budgets, accounts and insurance can be found. Access is via www.mainstaygroup.co.uk - please note if you have not logged on before you will need to register. If you have any di culties please contact the Concierge Team or Property Services Advisor.