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ARTICLE X


                                            SWIMMING POOLS, SPAS, ETC.

               All  swimming  pools,  spas,  hot  tubs,  fountains  and  waterfalls  are  required  to  be
               constructed  in  compliance  with  approved  design  specifications  and  must  be  fully
               screened. Such swimming pools, spas, hot tubs, etc., shall be installed only with the full
               understanding  that  neither  the  Association  nor  the  Board  of  Directors  sha11  be  held
               liable  for  any  claim,  damage,  injury  or  death,  occurring  as  a  result  of  using  such
               regardless  of  whether  the  user  is  authorized  to  build  and  utilize  said  facilities.  Above
               ground pools are prohibited.





























































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