Page 5 - Social Securiyt - Re-Inventing It

• Current retiree obligations are FULLY FUNDED without revision until the day the retiree expires. Seniors can now support the AFCRA plan without
fear of their current retiree benefits

• NO LONGER will politicians be able to get their hands on our Social Security retirement dollars as billions of Social Security retirement dollars are
kept on main street each, and every year.

• Under the AFCRA plan there are NO MORE Social Security retirement dollar over payments

• AFCRA replaces the Social Security wage cap with a Base Line Assessment or BLA annually that determines the percent amount of all income
necessary to fund current Social Security retiree obligations.

• The BLA is based on a percent relationship between the previous years Gross Domestic Product, and the Social Security retiree obligation for the
same period of time. The BLA for 2018 would have been 4.16% or $4.16 cents for every $100 of income rather than the current $12.40 for every $100
of earnings up to the Social Security wage cap of 132,800 in 2019.

• Under AFCRA, the difference between the $12.40 per $100 of earnings, and the BLA of $4.16 per $100 of income, that is $8.26 per hundred NEVER
LEAVES the workers home community

• The $8.26 per $100 of income is deposited into a NEWLY ESTABLISHED member owned local Community Investment Pod or CIP – Millions of
working Americans will become member owners of their local CIPs

• Local Community Investment Pods or CIPs HOLD AND MANAGE retirement dollars going forward – Each of the 435 congressional districts will
have a newly constructed local CIP

• The $8.26 per $100 of income is then IMMEDIATELY TRANSFERRED to the worker’s new Individual Community Investment Retirement Account,
a portable, worker owned ICIRA

• This pool of local Community Investment Pod or CIP monies becomes a funding source for purchasing the infrastructure bonds that build, and/or
rebuild America’s infrastructure creating thousands of new jobs annually all across America-BRIDGES–ROADS–SCHOOLS – ETC.